BANKS/THRIFTS/CREDIT UNIONS

Effective May 17, 2001
One American Corp., Vacherie, St. James Parish, LA, established “Schwegmann Interim Bank”, a de novo State-chartered phantom bank, New Orleans, Orleans Parish, LA.

Effective May 25, 2001 @ 5:00 p.m. CDT
SCHWEGMANN INTERIM BANK, a de novo State-chartered “phantom bank”, Harvey, LA, was formed by One American Corp., Vacherie, St. James Parish, LA, for the purpose of effectuating the merger of Schwegmann Interim Bank with and into Schwegmann Bank and Trust Company, Harvey, Jefferson Parish, LA, under the Charter of and with the Title: Schwegmann Bank and Trust Company.

Effective July 31, 2001 @ 5:00 p.m. CDT
Schwegmann Bank and Trust Company, Harvey, Jefferson Parish, LA, merged with and into First American Bank and Trust, Vacherie, St. James Parish, LA, under the Charter of and with the Title: First American Bank and Trust, domiciled in Vacherie, St. James Parish, LA, and established the main office and the Veterans Branch of Schwegmann Bank and Trust Company as branches of First American Bank and Trust.


BRANCHES

Effective March 1, 1999
First Bank and Trust, New Orleans, Orleans Parish, LA, activated its TRUCK #1 MOBILE BRANCH for Jefferson, Orleans, St. Bernard, and St. Tammany Parishes, Louisiana.

Effective May 1, 2000
First Bank and Trust, New Orleans, Orleans Parish, LA, activated its TRUCK #2 MOBILE BRANCH for Jefferson, Orleans, St. Bernard, and St. Tammany Parishes, Louisiana.

Effective August 20, 2001
Fidelity Homestead Association (a State-chartered mutual savings and loan association), New Orleans, Orleans Parish, LA, opened its RIVER RIDGE BRANCH located at 9099 Jefferson Highway, River Ridge, Jefferson Parish, LA, 70123.

Effective August 21, 2001
Sabine State Bank and Trust Company, Many, Sabine Parish, LA, opened its RINGGOLD BRANCH located at 2336 Mill Street, Ringgold, Bienville Parish, LA, 71068.

Effective August 22, 2001
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, opened its CSB WAL*MART #1204 BRANCH and DRIVE-UP ATM located at 3451 Nelson Road within Wal*Mart Store #1204, Lake Charles, Calcasieu Parish, LA, 70605.

Effective September 4, 2001
Iberville Trust & Savings Bank, Plaquemine, Iberville Parish, LA, opened its PRAIRIEVILLE BRANCH located at 17463 Old Jefferson Highway, Prairieville, Ascension Parish, LA, 70769[Originally filed as OAK GROVE BRANCH]

Effective September 12, 2001
IBERIABANK, New Iberia, Iberia Parish, LA, opened its PAN AMERICAN BRANCH located at 601 Poydras Street, Suite 2075, New Orleans, Orleans Parish, LA, 70130. [Originally filed as New Orleans CBD BRANCH]

Effective September 24, 2001
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, opened its COVINGTON BRANCH located at 1300 North Highway 190, Covington, St. Tammany Parish, LA, 70433.

Effective October 15, 2001
First Bank, Baton Rouge, East Baton Rouge Parish, LA, opened its HIGHLAND ROAD BRANCH located at 107 Founders Drive, Baton Rouge, East Baton Rouge Parish, LA, 70810.

Effective October 15, 2001
Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, opened its MINDEN BRANCH #2 located at 1374 Homer Road, Minden, Webster Parish, LA, 71055.

Effective October 24, 2001
United Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its ELMWOOD BRANCH located at 5110 Jefferson Highway within Wal*Mart Store #1353, Harahan, Jefferson Parish, LA, 70123.

Effective November 14, 2001
State Bank & Trust Company, Golden Meadow, Lafourche Parish, LA, opened its MATHEWS OFFICE located at 4674 Highway 1, Mathews, Lafourche Parish, LA, 70375.

Effective January 2, 2002
Synergy Bank, Houma, Terrebonne Parish, LA, opened its EAST HOUMA OFFICE located at 919 Grand Caillou Road, Houma, Terrebonne Parish, LA, 70363.

Filed January 4, 2002; Approved January 22, 2002
SHREVEPORT BRANCH proposed by Citizens Bank & Trust Company of Vivian, Vivian, Caddo Parish, LA, to be located at 6330 Youree Drive, Shreveport, Caddo Parish, LA, 71105.

Filed January 7, 2002; Approved January 28, 2002
MANHATTAN BRANCH proposed by Omni Bank, Metairie, Jefferson Parish, LA, to be located at 2439 Manhattan Boulevard, Harvey, Jefferson Parish, LA, 70058.

Approved January 7, 2002
HIGHWAY 165 NORTH BRANCH proposed by Ouachita Independent Bank, Monroe, Ouachita Parish, LA, to be located at 4370 US Highway 165 North, Monroe, Ouachita Parish, LA, 71203.

Approved January 8, 2002
JEFFERSON HIGHWAY BRANCH proposed by First Bank and Trust, New Orleans, Orleans Parish, LA, to be located at 7809 Jefferson Highway, Building C, Suite 6, Baton Rouge, East Baton Rouge Parish, LA, 70809.

Effective January 15, 2002
Horizons Bank, Monroe, Ouachita Parish, LA, opened its CYPRESS STREET BRANCH located at 5122 Cypress Street, West Monroe, Ouachita Parish, LA, 71291.

Effective January 22, 2002
United Community Bank, Gonzales, Ascension Parish, LA, opened its BURNSIDE BRANCH at its former main office located at 318 South Burnside Avenue, Gonzales, Ascension Parish, LA, 70737.

Effective January 26, 2002
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, opened its CSB ALBERTSON’S STORE #2798 BRANCH located at 2750 Country Club Road (w/in Albertson’s Store #2798), Lake Charles, Calcasieu Parish, LA, 70605.

Filed January 31, 2002
GAUSE CENTRAL BRANCH proposed by Central Progressive Bank, Hammond, Tangipahoa Parish, LA, to be located at 551 Gause Boulevard, Slidell, St. Tammany Parish, LA, 70460.

Filed January 31, 2002
DENHAM SPRINGS BRANCH proposed by First Guaranty Bank, Hammond, Tangipahoa Parish, LA, to be located at 131 Del Norte Avenue, Denham Springs, Livingston Parish, LA, 70726.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective September 21, 2001
IBERIABANK, New Iberia, Iberia Parish, LA, ceased operation of its “I-24” machine located at 901A Westbank Expressway, Westwego, Jefferson Parish, LA, 70094.

Effective October 5, 2001
Jeff Davis Bank & Trust Company, Jennings, Jefferson Davis Parish, LA, activated its “EZ MONEY” machine located at 1634 Elton Road within Jennings American Legion Hospital, Inc., Jennings, Jefferson Davis Parish, LA, 70546-3614.

Effective October 29, 2001
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 2901 I-10 Frontage Road, Port Allen, West Baton Rouge Parish, LA, 70767.

Effective October 31, 2001
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 1822 Elton Road, Jennings, Jefferson Davis Parish, LA, 70546.

Effective November 15, 2001
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 17680 Highway 190, Port Barre, St. Landry Parish, LA, 70577.

Effective December 5, 2001
South Louisiana Bank, Houma, Terrebonne Parish, LA, activated its “BAYOU BUCKS” machine located at 101 Dolphin Drive within Price’s Supermarket, Montegut, Terrebonne Parish, LA, 70377.

Effective December 26, 2001
Community Trust Bank, Choudrant, Lincoln Parish, LA, activated its “CTB CASH” machine located at 5400 Operations Road within Monroe Regional Airport, Monroe, Ouachita Parish, LA, 71203.

Effective December 28, 2001
Community Trust Bank, Choudrant, Lincoln Parish, LA, activated the following “CTB CASH” machines:

1500 North 19th Street within 2nd Floor Training Room, Monroe, Ouachita Parish, LA, 71201, and
780 Kansas Lane, Monroe, Ouachita Parish, LA, 71210.

Filed/Approved January 22, 2002
“PB 24” machine proposed by Progressive Bank, Winnsboro, Franklin Parish, LA, to be located at 3421 Medical Park Drive within North Monroe Medical Center, Monroe, Ouachita Parish, LA, 71203.

Filed/Approved January 29, 2002
The Peoples State Bank, Many, Sabine Parish, LA, proposes to close its “PSB-24” machine located at 175 San Antonio Avenue within Many Big Star Supermarket, Many, Sabine Parish, LA, 71456.

Filed/Approved January 29, 2002
The Peoples State Bank, Many, Sabine Parish, LA, proposes to close its “PSB-24” machine located at 11904 Texas Highway within Toledo Town Tackle, Many, Sabine Parish, LA, 71149.


CHANGES OF LOCATION/CONSOLIDATIONS

Effective August 8, 2001
Citizens Savings Bank, Bogalusa, Washington Parish, LA, relocated its EASTGATE BRANCH from 1902 Washington Street to 828 Main Street (a distance of 1.25 miles) both locations within Franklinton, Washington Parish, LA, 70438.

Effective September 17, 2001
Community Bank, Raceland, Lafourche Parish, LA, changed the location of its MAIN OFFICE from 3862 Highway 1 to 4626 Highway 1 (a distance of 3 miles south), both locations within Raceland, Lafourche Parish, LA 70394.

Effective October 1, 2001
Hancock Bank of Louisiana, Baton Rouge, LA, relocated its OPELOUSAS WINN-DIXIE #1471 BRANCH from 2418 South Union Street w/in Winn-Dixie Supermarket #1471 to 5672 I-49 North Service Road, both locations within Opelousas, St. Landry Parish, LA, 70570, and changed its title to OPELOUSAS BRANCH.

Effective October 1, 2001
Community Bank of Louisiana, Mansfield, DeSoto Parish, LA, consolidated its MOTOR BANK DRIVE-IN located at 307 Louisiana Highway 5 North with and into the LOGANSPORT BRANCH located at 211 Main Street, both locations within Logansport, DeSoto Parish, LA, 71049.

Effective October 29, 2001
First Bank and Trust, New Orleans, Orleans Parish, LA, relocated its MANHATTAN BRANCH from 2800 Manhattan Boulevard, Suite C, to 2316 Manhattan Boulevard, both locations within Harvey, Jefferson Parish, LA, 70058.

Effective October 29, 2001
United Community Bank, Gonzales, Ascension Parish, LA, relocated its MAIN OFFICE from 318 South Burnside Avenue to 12328 LA Highway 44 (a distance of 1.2 miles north), both locations within Gonzales, Ascension Parish, LA, 70737.

Effective October 31, 2001
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, consolidated its VILLE PLATTE WINN DIXIE #1571 BRANCH located at 811 East LaSalle w/in Winn Dixie Supermarket #1571, with the VILLE PLATTE BRANCH located at 126 East Main Street, both locations within Ville Platte, Evangeline Parish, LA, 70586.

Effective December 21, 2001
Tri-State Bank and Trust, Haughton, Bossier Parish, LA, consolidated its SOUTHPARK BRANCH located at 9300 Mansfield Road with its YOUREE DRIVE BRANCH located at 4321 Youree Drive, both locations within Shreveport, Caddo Parish, LA.

Filed/Approved January 29, 2002
Central Progressive Bank, Hammond, Tangipahoa Parish, LA, proposes to relocate its CENTRAL PROGRESSIVE BANK BILOXI LOAN PRODUCTION OFFICE from 2552 Bienville Boulevard, Ocean Springs, Jackson County, MS, 39564, to 416 Security Square, Gulfport, Harrison County, MS, 39507.


LOAN or TRUST PRODUCTION OFFICES

Effective September 21, 2001
First Guaranty Bank, Hammond, Tangipahoa Parish, LA, relocated its FIRST GUARANTY BANK LOAN PRODUCTION OFFICE from 2281 South Range Avenue, Suite E, to 131 Del Norte Avenue, both locations within Denham Springs, Livingston Parish, LA, 70726.

Effective October 22, 2001
Fidelity Bank and Trust Company, Baton Rouge, East Baton Rouge Parish, LA, opened its FIDELITY BANK AND TRUST LOAN PRODUCTION OFFICE located at 315 South College, Suite 225, Lafayette, Lafayette Parish, LA, 70503.

Effective November 1, 2001
Eureka Homestead Society (a State-chartered mutual savings and loan association), New Orleans, Orleans Parish, LA, relocated its SLIDELL LOAN PRODUCTION OFFICE from 1379 Corporate Square Boulevard to 770 Gause Boulevard, Suite G, both locations within Slidell, St. Tammany Parish, LA, 70458.

Filed January 8, 2002; Approved January 24, 2002
MANHATTAN LOAN PRODUCTION OFFICE proposed by Omni Bank, Metairie, Jefferson Parish, LA, to be located at 2439 Manhattan Boulevard, 3rd Floor, Harvey, Jefferson Parish, LA, 70058.

Approved January 8, 2002
HOUSTON LOAN PRODUCTION OFFICE proposed by Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 14405 Walters Road, Suite 850, Houston, Harris County, TX, 77014.

Filed January 31, 2002
PRAIRIEVILLE LOAN PRODUCTION OFFICE proposed by First Guaranty Bank, Hammond, Tangipahoa Parish, LA, to be located at 15615 Airline Highway, Prairieville, Ascension Parish, LA, 70769.


Any questions should be directed to Pam Skelton at (225) 925-4661.