BANK HOLDING COMPANIES

Filed w/FRB-Atlanta

OFI Received November 22, 2004

Application by Firstrust Corporation, New Orleans, LA, to acquire control of 100% of the issued and outstanding shares of common stock and preferred stock of Central Bank for Savings, Winona, MS, a Mississippi state-chartered savings association, pursuant to Section (4)(c)(8) of the BHC Act of 1956, as amended, and immediately thereafter, convert Central Bank for Savings to a Mississippi state-chartered bank, under the Charter of and with the Title:  First Bank and Trust of Mississippi.


BANKS/THRIFTS/CREDIT UNIONS

Filed December 23, 2004

Proposed merger of American Horizons Bancorp, Inc., Monroe, LA, with and into IBERIABANK Corporation, Lafayette, LA, and immediately thereafter, merge American Horizons Bank, Monroe, Ouachita Parish, LA, with and into IBERIABANK, Lafayette, Lafayette Parish, LA, under the Charter of and with the Title:  IBERIABANK, domiciled in Lafayette, Lafayette Parish, LA, and to establish the existing offices of American Horizons Bank as branches of IBERIABANK.


BRANCHES

Approved December 6, 2004

HOUMA BRANCH proposed by Community Bank, Raceland, Lafourche Parish, LA, to be located at 1227 St. Charles Street, Houma, Terrebonne Parish, LA, 70360.

Filed/Approved December 6, 2004

IBERIABANK, Lafayette, Lafayette Parish, LA, proposes to close its BARATARIA BRANCH located at 2330 Barataria Boulevard, Marrero, Jefferson Parish, LA, 70072.

Effective December 7, 2004

American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, opened its JEFFERSON HIGHWAY BRANCH located at 7880 Jefferson Highway, Baton Rouge, East Baton Rouge Parish, LA, 70809.

Approved December 13, 2004

CARLYSS BRANCH proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 4494 Highway 27 South, Sulphur, Calcasieu Parish, LA, 70665.

Approved December 13, 2004

START BRANCH proposed by Guaranty Bank and Trust Company of Delhi, Delhi, Richland Parish, LA, to be located at 2899 Louisiana Highway 133, Start, Richland Parish, LA, 71279.

Approved December 14, 2004

LAFAYETTE SOUTH BRANCH proposed by American Bank & Trust Company, Opelousas, St. Landry Parish, LA, to be located at 1306 Camellia Boulevard, Lafayette, Lafayette Parish, LA, 70508.

Approved December 20, 2004

CROWLEY BRANCH proposed by American Bank, Welsh, Jefferson Davis Parish, LA, to be located at 357 Oddfellows Road, Crowley, Acadia Parish, LA, 70526.

Approved December 20, 2004

TALLULAH OFFICE proposed by Delta Bank, Vidalia, Concordia Parish, LA, to be located at 303 South Cedar, Tallulah, Madison Parish, LA, 71282.

Filed December 22, 2004

HAYNESVILLE BRANCH proposed by Citizens Bank & Trust Company, Springhill, Webster Parish, LA, to be located at 9865 Highway 79, Haynesville, Claiborne Parish, LA, 71038.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective November 30, 2004

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, closed its “REDICASH” machine located at 2735 Sam Houston Jones Parkway within a marina, Moss Bluff, Calcasieu Parish, LA, 70611.

Filed/Approved December 20, 2004

“CTB CASH” machine proposed by Community Trust Bank, Choudrant, Lincoln Parish, LA, to be located at 1010 RWE Jones Drive within Exxon Stop & Shop, Grambling, Lincoln Parish, LA, 71245.


CHANGES OF LOCATION/CONSOLIDATIONS

Effective October 25, 2004

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, relocated its TOWN & COUNTRY BRANCH from 2448 West Thomas Street to 2305 West Thomas Street (a distance of less than 1 block), both locations within Hammond, Tangipahoa Parish, LA, 70401.

Filed December 20, 2004

First American Bank and Trust, Vacherie, St. James Parish, LA, proposes to relocate its PIERRE PART OFFICE from 3518 Highway 70 South to 3420 Highway 70 South (a distance of 0.2 miles), both locations within Pierre Part, Assumption Parish, LA, 70339.


LOAN or TRUST PRODUCTION OFFICES

Approved December 14, 2004; Filed December 7, 2004

CRESCENT BANK & TRUST TAMPA LOAN PRODUCTION OFFICE proposed by Crescent Bank & Trust, New Orleans, Orleans Parish, LA, to be located at 5453 West Waters Avenue, Suite 105, Tampa, Hillsborough County, FL, 33634.


SUBSIDIARIES

Effective September 9, 2004

Bank of Winnfield & Trust Company, Winnfield, Winn Parish, LA, established a subsidiary, BLACK CAT REAL ESTATE, located at 200 West Main Street, Winnfield, Winn Parish, LA, 71483.

Filed December 13, 2004

SISUNG LOUISIANA 2000, L.L.C., a proposed subsidiary to be established by First Bank and Trust, New Orleans, Orleans Parish, LA, to be located at 909 Poydras Street, Suite 100, New Orleans, Orleans Parish, LA, 70112.

Filed December 13, 2004

SISUNG LOUISIANA 2002, L.L.C., a proposed subsidiary to be established by First Bank and Trust, New Orleans, Orleans Parish, LA, to be located at 909 Poydras Street, Suite 100, New Orleans, Orleans Parish, LA, 70112.

Filed December 29, 2004

LIBERTY COMMUNITY VENTURES III, LLC, a proposed subsidiary to be established by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 6600 Plaza Drive, Suite 310, New Orleans, Orleans Parish, LA, 70127.

Filed December 29, 2004

LIBERTY COMMUNITY VENTURES II, LLC, a proposed subsidiary to be established by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 6600 Plaza Drive, Suite 310, New Orleans, Orleans Parish, LA, 70127.

Filed December 29, 2004

LIBERTY COMMUNITY VENTURES I, LLC, a proposed subsidiary to be established by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 6600 Plaza Drive, Suite 310, New Orleans, Orleans Parish, LA, 70127.

Filed December 29, 2004

LIBERTY VENTURES, INC., a proposed subsidiary to be established by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 6600 Plaza Drive, Suite 310, New Orleans, Orleans Parish, LA, 70127.


Any questions should be directed to Pam Skelton at (225) 925-4661.