BANKS/THRIFTS/CREDIT UNIONS

Received February 9, 2000; Not Yet Accepted for Filing

BUSINESS BANKING COMPANY, a proposed “de novo” State-chartered commercial bank, to be located at 711 West Congress Street, Lafayette, Lafayette Parish, LA, 70501. Initial capitalization of $8,000,000 is proposed. [Contact: Proposed President and CEO Ronnie J. Foret or Proposed COO Thomas E. Harrison, Business Banking Company (in organization), 700 St. John Street, Suite 300, Lafayette, LA, 70501, Phone: (337) 235-4244.]

To be a member of the Federal Reserve Bank (Atlanta Region)

BRANCHES

Effective October 4, 1999

Jeff Davis Bank & Trust Company, Jennings, Jefferson Davis Parish, LA, opened its NELSON ROAD OFFICE located at 4400 Nelson Road, Lake Charles, Calcasieu Parish, LA, 70605.

Effective October 12, 1999

Red River Bank, Alexandria, Rapides Parish, LA, opened its PINEVILLE BANKING CENTER located at 3120 Highway 28 East, Pineville, Rapides Parish, LA, 71360.

Effective November 22, 1999

Central Progressive Bank, Hammond, Tangipahoa Parish, LA, opened its SLIDELL EAST GAUSE BRANCH located at 2077 Gause Boulevard East, Slidell, St. Tammany Parish, LA, 70461.

Effective November 23, 1999, at 4:00 p.m.

Peoples Bank of Louisiana, Amite, Tangipahoa Parish, LA, closed its FRANKLINTON BRANCH located at 1415 Desmare Street, Franklinton, Washington Parish, LA, 70438.

Effective November 30, 1999

American Bank & Trust Company, Coushatta, Red River Parish, LA, opened its COVINGTON BRANCH located at 1819 North Columbia Street, Covington, St. Tammany Parish, LA, 70433.

Effective January 10, 2000

Coastal Commerce Bank, Houma, Terrebonne Parish, LA, opened its THIBODAUX BRANCH located at 422 East First Street, Thibodaux, Lafourche Parish, LA, 70301.

Filed February 7, 2000; Bates #123110; Approved February 23, 2000

ALEXANDRIA BRANCH proposed by The Union Bank, Marksville, Avoyelles Parish, LA, to be located at 1775 Metro Drive, Alexandria, Rapides Parish, LA, 71301.

Approved February 8, 2000

LAKEWAY BRANCH proposed by Central Progressive Bank, Hammond, Tangipahoa Parish, LA, to be located at 3900 North Causeway Boulevard, Suite 100, One Lakeway Building, Metairie, Jefferson Parish, LA, 70002.

Filed February 9, 2000; Bates #122940

ROBELINE BRANCH proposed by Sabine State Bank and Trust Company, Many, Sabine Parish, LA, to be located at 9048 Texas Street, Robeline, Natchitoches Parish, LA, 71469.

Filed February 9, 2000; Bates #122941

RUSTON BRANCH proposed by Sabine State Bank and Trust Company, Many, Sabine Parish, LA, to be located at 317 West California Street, Ruston, Lincoln Parish, LA, 71270.

Filed February 15, 2000; Bates 123670; Approved February 29, 2000

LA PLACE BRANCH proposed by Community Bank, Raceland, Lafourche Parish, LA, to be located at 590 Belle Terre Boulevard, LaPlace, St. John the Baptist Parish, LA, 70068.

Filed February 25, 2000; Bates #124001

SHREVEPORT BRANCH proposed by First Guaranty Bank, Hammond, Tangipahoa Parish, LA, to be located at 401 Market Street, Suite 160, Shreveport, Caddo Parish, LA, 71101.

ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective December 13, 1999

State Bank & Trust Company of Golden Meadow, Golden Meadow, Lafourche Parish, LA, activated its “EXCEL 24” machine located at 624 Grand Caillou Road within Bowl South of Louisiana, Inc., Houma, Terrebonne Parish, LA, 70363.

Effective January 7, 2000

Bank of Jena, Jena, LaSalle Parish, LA, activated its “24-HOUR ATM” machine located on Louisiana Highway 84 (Oak Street) in Mac’s Big Star’s/Wal*Mart’s parking lot, Jena, LaSalle Parish, LA, 71342.

Effective January 14, 2000

Merchants & Farmers Bank & Trust Company, Leesville, Vernon Parish, LA, activated its “BYRD REGIONAL HOSPITAL ATM” machine located at 1020 Fertitta Boulevard, Leesville, Vernon Parish, LA, 71446.

Filed/Approved February 11, 2000; Bates #123581

“HANDY 24” machine proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 71011 Highway 59, Abita Springs, St. Tammany Parish, LA, 70420.

Filed/Approved February 25, 2000; Bates #123999

“GULF 24” machine proposed by Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 613 West St. Bernard Highway within Rocky & Carlos Restaurant, Chalmette, St. Bernard Parish, LA, 70043.

CHANGES OF LOCATION/CONSOLIDATIONS

Approved February 29, 2000; Bates # NA

IBERIABANK, New Iberia, Iberia Parish, LA, proposes to consolidate its CAFFERY WINN-DIXIE BRANCH #1560 within Winn-Dixie Supermarket #1560 located at 4510 Ambassador Caffery Parkway with its WEST KALISTE SALOOM ROAD BRANCH located at 2130 West Kaliste Saloom Road, both locations within Lafayette, Lafayette Parish, LA, 70508.

LOAN or TRUST PRODUCTION OFFICES

Effective September 3, 1999

Central Progressive Bank, Hammond, Tangipahoa Parish, LA, opened its CENTRAL PROGRESSIVE BANK BILOXI LOAN PRODUCTION OFFICE located at 920 Cedar Lake Road, Suite Q, Biloxi, Harrison County, MS, 39532.

Filed/Approved February 10, 2000; Bates #NA

The Trust Company of Louisiana, Ruston, Lincoln Parish, LA, proposes to relocate its SHREVEPORT TRUST PRODUCTION OFFICE from 2110 West Pinhook to 120 Rue Beauregard, Suite 100, both locations within Lafayette, Lafayette Parish, LA, 70508.

SUBSIDIARIES

Effective August 27, 1999

Bank of Erath, Erath, Vermilion Parish, LA, established a subsidiary, BESS INSURANCE AND FINANCIAL SERVICES, INC., located at 105 West Edwards, Erath, Vermilion Parish, LA, 70533-4027.

Effective November 30, 1999

Ouachita Independent Bank, Monroe, Ouachita Parish, LA, established a subsidiary, OIB FINANCIAL SERVICES, INC., located at 909 North 18th Street, Monroe, Ouachita Parish, LA, 71201.

Effective December 7, 1999

Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, established a subsidiary, GBT FINANCIAL SERVICES, INC., located at 1246 Third Street, Gibsland, Bienville Parish, LA, 71028.

Filed February 8, 2000; Bates #123128

OMNI FINANCIAL SERVICES, LLC, a proposed subsidiary by Omni Bank, Metairie, Jefferson Parish, LA, to be located at 2900 Ridgelake Avenue, Metairie, Jefferson Parish, LA, 70002.

Any questions should be directed to Mary Amedee at (225) 925-4661.