BANKS/THRIFTS/CREDIT UNIONS

Effective January 2, 2001
Bank of Saline, Saline, Bienville Parish, LA, merged with and into Sabine State Bank and Trust Company, Many, Sabine Parish, LA, under the Charter of and with the Title: Sabine State Bank and Trust Company, domiciled in Many, Sabine Parish, LA, and established the sole office of Bank of Saline as a branch of Sabine State Bank and Trust Company.

Effective January 12, 2001, at 4:59 p.m.
Woodlands Bancorp, Inc., Homer, LA, merged with and into First Woodlands Bank, Homer, Claiborne Parish, LA, under the Charter of and with the Title: First Woodlands Bank, domiciled in Homer, Claiborne Parish, LA, and immediately thereafter,

Effective January 12, 2001, at 5:00 p.m.
First Woodlands Bank, Homer, Claiborne Parish, LA, merged with and into First Guaranty Bank, Hammond, Tangipahoa Parish, LA, under the Charter of and with the Title: First Guaranty Bank, domiciled in Hammond, Tangipahoa Parish, LA, and established the sole office of First Woodlands Bank as a branch of First Guaranty Bank.


BRANCHES

Effective January 2, 2001
Sabine State Bank and Trust Company, Many, Sabine Parish, LA, opened its SALINE BRANCH located at 1377 Fourth Street, Saline, Bienville Parish, LA, 71070.
[For additional information, refer to the January 2, 2001, Merger of Bank of Saline, Saline, LA.]

Filed January 3, 2001; Approved January 18, 2001
GRAMBLING BRANCH proposed by Sabine State Bank and Trust Company, Many, Sabine Parish, LA, to be located at 245 Main Street, Grambling, Lincoln Parish, LA, 71245.

Approved January 3, 2001
MONTGOMERY BRANCH proposed by Sabine State Bank and Trust Company, Many, Sabine Parish, LA, to be located at 1869 U.S. Highway 71, Montgomery, Grant Parish, LA, 71454.

Effective January 12, 2001
First Guaranty Bank, Hammond, Tangipahoa Parish, LA, opened its HOMER BRANCH located at 401 North 2nd Street, Homer, Claiborne Parish, LA, 71040.
[For additional information, refer to the January 12, 2001, Merger of First Woodlands Bank, Homer, LA.]

Filed January 30, 2001
EAST HOUMA OFFICE proposed by Synergy Bank, Houma, Terrebonne Parish, LA, to be located at 919 Grand Caillou Road, Houma, Terrebonne Parish, LA, 70363.

Filed January 31, 2001
MINDEN DOWNTOWN DRIVE-IN proposed by Citizens Bank & Trust Company, Springhill, Webster Parish, LA, to be located at 710 Main Street, Minden, Webster Parish, LA, 71055.


ELECTRONIC FINANCIAL TERMINALS [EFTs]

Effective February 26, 1999
First Guaranty Bank, Hammond, Tangipahoa Parish, LA, ceased operation of its “SERVICE-24” machine located at 46049 Highway 445 within Ranger Station at Yogi Bear Jellystone Park, Robert, Tangipahoa Parish, LA, 70455.

Effective December 7, 1999
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, ceased operation of its “HANDY 24” machine located at 2810 Ambassador Caffery Parkway within Columbia Medical Center of Southwest LA, Lafayette, Lafayette Parish, LA, 70506.

Effective December 8, 1999
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, ceased operation of its “HANDY 24” machine located at 1705 Poinciana within a Piggly Wiggly Grocery Store, Mamou, Evangeline Parish, LA, 70554.

Effective December 14, 1999
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, ceased operation of the following AHANDY 24″ machines:
         5540 Johnston Street within M & M Exxon Shop #2, 70503, and
        1521 West Pinhook Road within Lafayette Hilton Hotel, 70505.
        (both located within Lafayette, Lafayette Parish, LA)Effective December 15, 1999>Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, ceased operation of its “HANDY 24” machine located at 17680 Highway 190 within Port Barre Mobil Mart, Port Barre, St. Landry Parish, LA, 70577.

Effective December 16, 1999
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, ceased operation of its “HANDY 24” machine located at 6200 Coliseum Boulevard within Highway 28 West Truck Stop, Alexandria, Rapides Parish, LA, 71303.

Effective August 1, 2000
Iberville Trust & Savings Bank, Plaquemine, Iberville Parish, LA, relocated its “MONEY MAKER” machine from 1230 Highway 70 within Gator Corner, Belle Rose, Assumption Parish, LA, 70341, to 4805 Highway 308 within Gator Shop, Napoleonville, Assumption Parish, LA, 70390.

Effective December 4, 2000
Progressive Bank, Winnsboro, Franklin Parish, LA, activated its “PB 24” machine located at 2710 North 7th Street within a U-Pak-It Convenience Store, West Monroe, Ouachita Parish, LA, 71291.

Effective December 8, 2000
Bank of Commerce & Trust Company, Crowley, Acadia Parish, LA, activated its “COMMERCE EXPRESS 24” machine located at 3001 Daulat Drive within Super 8 Motel, Duson, Acadia Parish, LA, 70529.

Effective December 22, 2000
Community First Bank, New Iberia, Iberia Parish, LA, activated its “CFB 24-HOUR ATM” machine located at 1512-A Weeks Island Road within Penny Wise #5 Convenience Store, New Iberia, Iberia Parish, LA, 70560.

Effective December 27, 2000
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 1825 Interstate 10 within King=s Ransom, Lake Charles, Calcasieu Parish, LA, 70601.

Filed/Approved January 2, 2001
“CAJUN CASH” machine proposed by Farmers-Merchants Bank & Trust Company, Breaux Bridge, St. Martin Parish, LA, to be located at 1008 Henderson Levee Road within Pat Huval Restaurant and Oyster Bar, Inc., Henderson, St. Martin Parish, LA, 70517.

Effective January 8, 2001
Red River Bank, Alexandria, Rapides Parish, LA, activated its ALOUISIANA COLLEGE EFT@ machine located at 1140 College Drive within Louisiana College=s Hixson Student Center, Pineville, Rapides Parish, LA, 71359.

Effective January 16, 2001
Sabine State Bank and Trust Company, Many, Sabine Parish, LA, relocated its ATHE ATM@ machine from 7088 Highway 1 Bypass within Con Agra Plant, Natchitoches, Natchitoches Parish, LA, 71457, to Alabama Avenue, Building 1454 (Sports America Building), Fort Polk, Vernon Parish, LA, 71459.


LOAN or TRUST PRODUCTION OFFICES

Effective December 27, 2000
Citizens Progressive Bank, Columbia, Caldwell Parish, LA, opened its CITIZENS PROGRESSIVE BANK LOAN PRODUCTION OFFICE located at 3906 Front Street, Winnsboro, Franklin Parish, LA, 71295.

Approved January 17, 2001
SHREVEPORT LOAN PRODUCTION OFFICE proposed by Citizens Bank and Trust Company of Vivian, Louisiana, Vivian, Caddo Parish, LA, to be located at 3421 Youree Drive, Shreveport, Caddo Parish, LA, 71105.


SUBSIDIARIES

Effective February 28, 1998
First American Bank and Trust, Vacherie, St. James Parish, LA, established a subsidiary, FIRST AMERICAN AGENCY, L.L.C., located at 2785 Highway 20 West, Vacherie, St. James Parish, LA, 70090.

Filed January 5, 2001
WATSON & GRACE, INC., a proposed subsidiary, to be acquired by Cross Keys Bank, St. Joseph, Tensas Parish, LA, to be located at 137 Plank Road, St. Joseph, Tensas Parish, LA, 71366.

Filed January 16, 2001
EAGLE AMERICAN LIFE INSURANCE, a proposed subsidiary, to be acquired by The Cottonport Bank, Cottonport, Avoyelles Parish, LA, to be located at 117 Ogden Street, Marksville, Avoyelles Parish, LA, 71351.


Any questions should be directed to Mary Amedee at (225) 925-4661.