BANK HOLDING COMPANIES

Filed w/FRB-Atlanta

OFI Received December 28, 2004

Application by First Community Holding Company, Hammond, Tangipahoa Parish, LA, to become a one‑bank holding company by acquiring control of 100% of the issued and outstanding stock of First Community Bank, Hammond, Tangipahoa Parish, LA, pursuant to Section 3(a)(1) of the BHC Act of 1956, as amended.


BANKS/THRIFTS/CREDIT UNIONS

Effective December 31, 2004 @ 11:59 p.m.
Business Holding Corporation, Baton Rouge, LA, merged with and into BancorpSouth, Inc. (a Mississippi corporation), Tupelo, MS, and immediately thereafter, merged The Business Bank, Baton Rouge, East Baton Rouge Parish, LA, with and into BancorpSouth Bank (a Mississippi state bank), Tupelo, Lee County, MS, under the Charter of and with the Title: BancorpSouth Bank, domiciled in Tupelo, MS, and established the existing sole office of The Business Bank as a branch of BancorpSouth Bank.

Effective January 1, 2005

Jackson Parish School Employees’ Credit Union, Jonesboro, Jackson Parish, LA, merged with and into Barksdale Federal Credit Union, Bossier City, Bossier Parish, LA, under the Charter of and with the Title:  Barksdale Federal Credit Union.

Filed January 3, 2005

Proposed Merger of First Bancshares of Baton Rouge, Inc., Baton Rouge, LA, with and into State Capital Corp. (a Mississippi corporation), Greenwood, MS, and immediately thereafter, merge First Bank, Baton Rouge, East Baton Rouge Parish, LA, with and into State Bank & Trust Company (a Mississippi state bank), Greenwood, Leflore County, MS, under the Charter of and with the Title:  State Bank & Trust Company, domiciled in Greenwood, MS, and to establish the existing offices of First Bank as branches of State Bank & Trust Company.

Approved January 21, 2005

Proposed merger of American Horizons Bancorp, Inc., Monroe, LA, with and into IBERIABANK Corporation, Lafayette, LA, and immediately thereafter, merge American Horizons Bank, Monroe, Ouachita Parish, LA, with and into IBERIABANK, Lafayette, Lafayette Parish, LA, under the Charter of and with the Title:  IBERIABANK, domiciled in Lafayette, Lafayette Parish, LA, and to establish the existing offices of American Horizons Bank as branches of IBERIABANK.

Filed January 27, 2005

Fifth District Savings & Loan Association, New Orleans, Orleans Parish, LA, proposes to convert from a State-chartered mutual savings and loan association to a Federally-chartered mutual savings association under the Title:  Fifth District Savings Bank, domiciled in New Orleans, Orleans Parish, LA.

Filed January 31, 2005

Ruston Building & Loan Association, Ruston, Lincoln Parish, LA, proposes to convert from a State-chartered mutual savings and loan association to a Federally-chartered mutual savings bank under the Title:  Bank of Ruston, domiciled in Ruston, Lincoln Parish, LA.


BRANCHES

Effective September 21, 2004

Farmers-Merchants Bank & Trust Company, Breaux Bridge, St. Martin Parish, LA activated its MOBILE BRANCH within St. Martin and Lafayette Parishes, LA.

Approved January 10, 2005

HAYNESVILLE BRANCH proposed by Citizens Bank & Trust Company, Springhill, Webster Parish, LA, to be located at 9865 Highway 79, Haynesville, Claiborne Parish, LA, 71038.

Filed January 19, 2005

SLIDELL BRANCH proposed by Statewide Bank, Terrytown, Jefferson Parish, LA, to be located at 300 Gause Boulevard West, Slidell, St. Tammany Parish, LA, 70460.

Filed January 24, 2005

PERKINS ROAD BRANCH proposed by Citizens Bank & Trust Company, Plaquemine, Iberville Parish, LA, to be located at Tract “B-1-B” on Perkins Road, Baton Rouge, East Baton Rouge Parish, LA, 70810.

Approved January 28, 2005; Filed January 5, 2005

CARLYSS BRANCH proposed by Jeff Davis Bank & Trust Company, Jennings, Jefferson Davis Parish, LA, to be located at 4507 South Highway 27, Sulphur, Calcasieu Parish, LA, 70665.

Filed January 31, 2005

KALISTE SALOOM BRANCH proposed by Gulf Coast Bank, Abbeville, Vermilion Parish, LA, to be located at 1405 Kaliste Saloom Road, Lafayette, Lafayette Parish, LA, 70503.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective October 4, 2004

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, closed its “CPB-24 FAST CASH” machine located at 304 Highway 22 West within The Garden Spot, Madisonville, St. Tammany Parish, LA, 70447.

Effective November 18, 2004

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, closed the following “CPB-24 FAST CASH” machines:

            701 East Pine Street within Bootsy’s, Ponchatoula, Tangipahoa Parish, LA, 70454, and

Southeastern Louisiana University campus near Strawberry Stadium, Hammond, Tangipahoa Parish, LA, 70402.

Filed/Approved January 6, 2005

“NATCHITOCHES ATM #1” and “NATCHITOCHES ATM #2” machines proposed by The Peoples State Bank, Many, Sabine Parish, LA, to be located at 501 Keyser Avenue within the lobby of the Natchitoches Parish Hospital, Natchitoches, Natchitoches Parish, LA, 71457.


CHANGES OF LOCATION/CONSOLIDATIONS

Approved January 4, 2005

First American Bank and Trust, Vacherie, St. James Parish, LA, proposes to relocate its PIERRE PART OFFICE from 3518 Highway 70 South to 3420 Highway 70 South (a distance of 0.2 miles), both locations within Pierre Part, Assumption Parish, LA, 70339.

Approved January 14, 2005; Filed January 5, 2005

Cross Keys Bank, St. Joseph, Tensas Parish, LA, proposes to relocate its STERLINGTON BRANCH from 503 Louisiana Highway 2, Sterlington [71280] to 167 Keystone Road, Monroe [71203] (a distance of approximately 4 miles), both locations within Ouachita Parish, LA.  [Originally filed with the address of 67 Keystone Road.]

Closed File January 14, 2005

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, proposes to relocate its FORT POLK BRANCH from the Corner of Georgia and Alabama Avenues, Building #3811 to the Corner of Montana and Colorado Avenues, both locations within Fort Polk, Vernon Parish, LA, 71459.


LOAN or TRUST PRODUCTION OFFICES

Filed January 26, 2005

WASHINGTON STATE BANK LOAN PRODUCTION OFFICE proposed by Washington State Bank, Washington, St. Landry Parish, LA, to be located at 2501 Metairie Lawn Drive, Metairie, Jefferson Parish, LA, 70002.


SUBSIDIARIES

Effective January 25, 2005

First Bank and Trust, New Orleans, Orleans Parish, LA, established a subsidiary, SISUNG LOUISIANA 2000, L.L.C., located at 1450 Poydras Street, Suite 2100, New Orleans, Orleans Parish, LA, 70112.  [Originally filed with the address of 909 Poydras Street, Suite 100.]

Effective January 25, 2005

First Bank and Trust, New Orleans, Orleans Parish, LA, established a subsidiary, SISUNG LOUISIANA 2002, L.L.C., located at 1450 Poydras Street, Suite 2100, New Orleans, Orleans Parish, LA, 70112.  [Originally filed with the address of 909 Poydras Street, Suite 100.]


OTHER

Effective June 28, 2004; Approved March 15, 2004

Stanford Trust Company, Baton Rouge, East Baton Rouge Parish, LA, established a trust representative office, TEXAS TRUST REPRESENTATIVE OFFICE, located at 5050 Westheimer Road, Harris County, Houston, TX, 77056.


Any questions should be directed to Pam Skelton at (225) 925-4661.