BANKS/THRIFTS/CREDIT UNIONS

Approved June 6, 2002

Effective June 17, 2002 @ 8:00 a.m.

Community Bank, Katy, Harris County, TX (a Texas state bank), merged with and into Sabine State Bank and Trust Company, Many, LA, under the Charter of and with the Title:  Sabine State Bank and Trust Company, domiciled in Many, Sabine Parish, LA, and established the sole office of Community Bank as a branch of Sabine State Bank and Trust Company.

Filed June 17, 2002

Proposed Merger of American National Bancshares, Inc., Ruston, Louisiana, with and into Horizons Bancorp, Inc., Monroe, Louisiana, with the Title:  American Horizons Bancorp, Inc., and immediately thereafter, merge American Bank, National Association, Ruston, Lincoln Parish, Louisiana, with and into Horizons Bank, Monroe, Ouachita Parish, Louisiana, under the Charter of Horizons Bank and with the Title:  American Horizons Bank, domiciled in Monroe, Louisiana, and to establish the existing offices of American Bank, National Association as branches of American Horizons Bank.

Filed June 27, 2002

LECOMPTE INTERIM BANK, a de novo State-chartered phantom bank, proposed by Bank of Lecompte, Lecompte, Rapides Parish, LA, for the purpose of effectuating the merger of Lecompte Interim Bank with and into Bank of Lecompte, Lecompte, Rapides Parish, LA, under the Charter of and with the Title: Bank of Lecompte.



BRANCHES

Approved June 4, 2002

PINEVILLE BRANCH proposed by The Union Bank, Marksville, Avoyelles Parish, LA, to be located at 40 Pinecrest Drive, Pineville, Rapides Parish, LA, 71360.

Filed June 5, 2002; Approved June 24, 2002

COMMERCIAL LENDING OFFICE proposed by Coastal Commerce Bank, Houma, Terrebonne Parish, LA, to be located at 1340 West Tunnel Boulevard, Suite 212, Houma, Terrebonne Parish, LA, 70360.

Effective June 5, 2002

Progressive Bank, Winnsboro, Franklin Parish, LA, opened its TRENTON FINANCIAL CENTER located at 701 Trenton Street, West Monroe, Ouachita Parish, LA, 71291.

Approved June 17, 2002

LAKEVIEW BRANCH proposed by First Bank and Trust, New Orleans, Orleans Parish, LA, to be located at 6351 General Diaz, New Orleans, Orleans Parish, LA, 70124.

Effective June 28, 2002

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, opened its NORTH RUSTON BRANCH located at 2600 Trenton Avenue, Ruston, Lincoln Parish, LA, 71207.



ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective August 3, 2001

The Peoples Bank and Trust Company of Pointe Coupee Parish, Louisiana, New Roads, Pointe Coupee Parish, LA, activated the following “PEOPLES 24” machines:

         2300 False River Drive within Tiger Trax convenience store, New Roads, Pointe Coupee Parish, LA, 70760-2508

         12724 Highway 190 West within Tiger Trax convenience store, Erwinville, West Baton Rouge Parish, LA, 70729.

Effective August 13, 2001

Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, activated its “REDI-BANKER” machine located at 700 Factory Outlet Drive within Factory Stores of America Mall, Arcadia, Bienville Parish, LA, 71001.

Effective September 28, 2001

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, ceased operations of two “HANDY 24” machines located at the following locations:

3062 Basile-Evangeline Highway w/in an Exxon Shop, Basile, Evangeline Parish, LA, 70515, and 1914 East Main Street w/in B & S Grocery, Ville Platte, Evangeline Parish, LA, 70586.

Effective October 16, 2001

Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, activated its “PRIVATE BANKER” machine located at 9820 Lake Forest Boulevard within the Liberty Financial Center, Suite Z, New Orleans, Orleans Parish, LA, 70127.

Effective February 21, 2002

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machines #3 and #4 located at 2717 Highway 3063 within Delta Downs, Vinton, Calcasieu Parish, LA, 70668.

Effective February 22, 2002

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 7621 Highway 27, Sulphur, Calcasieu Parish, LA, 70665.

Effective March 11, 2002

South Louisiana Bank, Houma, Terrebonne Parish, LA, activated its “BAYOU BUCKS” machine located at 4339 Highway 24 within Gotta Stop, L.L.C., Bourg, Terrebonne Parish, LA, 70343.

 

Effective April 3, 2002

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, ceased operation of its “REDICASH” machine located at 1000 Highway 171 within a convenience store, Lake Charles, Calcasieu Parish, LA, 70601.

Effective May 11, 2002

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine #5 located at 2717 Highway 3063 within Delta Downs, Vinton, Calcasieu Parish, LA, 70668.


 
CHANGES OF LOCATION/CONSOLIDATIONS

Effective December 3, 2001

Citizens Bank & Trust Company, Springhill, Webster Parish, LA, moved its MINDEN DOWNTOWN BRANCH to its permanent location at 704 Main Street, Minden, Webster Parish, LA, 71055.

Effective June 1, 2002

Heritage Credit Union relocated its MAIN OFFICE from 400 East Kaliste Saloom Road to 100 Asma Boulevard, Suite 120, both locations within Lafayette, Lafayette Parish, LA, 70508.

Approved June 6, 2002

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, proposes to relocate its proposed HEMPHILL BRANCH (see proposed merger of Community Bank, Katy, TX, approved June 6, 2002) from 20045 Katy Freeway, Katy, Harris County, TX, to Oak and Main Streets, Hemphill, Sabine County, TX, 75948.


LOAN or TRUST PRODUCTION OFFICES

Effective May 31, 2002

Fidelity Bank and Trust Company, Baton Rouge, East Baton Rouge Parish, LA, closed its FIDELITY BANK AND TRUST LOAN PRODUCTION OFFICE located at 315 South College, Suite 225, Lafayette, Lafayette Parish, LA, 70503.


SUBSIDIARIES

Filed June 24, 2002

FARMERS-MERCHANTS, L.L.C., a proposed subsidiary, to be established by Farmers-Merchants Bank & Trust Company, Breaux Bridge, St. Martin Parish, LA, to be located at 100 South Main Street, Breaux Bridge, St. Martin Parish, LA, 70517.

                        Any questions should be directed to Pam Skelton at (225) 925-4661.