BANK HOLDING COMPANIES

Filed May 14, 2003

Application by Liberty Financial Services, Inc., New Orleans, Orleans Parish, LA, to acquire First American Bank, Jackson, Hinds County, MS, pursuant to Section 3(a)(3) of the BHC Act of 1956, as amended.

Effective May 30, 2003
SNB, Inc., Eureka, California, acquired 100% of the issued and outstanding shares of common stock of Algiers Bancorp, Inc., and thereby acquired its subsidiary, Algiers Bank & Trust, both located in New Orleans, Orleans Parish, Louisiana.


BANKS/THRIFTS/CREDIT UNIONS


Effective June 13, 2002

Guaranty Bank of Mamou, Mamou, Evangeline Parish, LA, changed its name to Guaranty Bank.


BRANCHES


Effective April 14, 2003

Community Trust Bank, Choudrant, Lincoln Parish, LA, opened its HUDSON LANE FINANCIAL CENTER located at 1800 Hudson Lane, Monroe, Ouachita Parish, LA, 71201.  [Originally filed with the address of 908 North 18th Street and the title of “18th & Hudson Branch”.]

Effective May 5, 2003

South Louisiana Bank, Houma, Terrebonne, LA, opened its LITTLE BAYOU BLACK BRANCH” located at 3916 Highway 311, Houma, Terrebonne Parish, LA, 70360.

Filed May 7, 2003

JONES CREEK BRANCH proposed by Fidelity Bank and Trust Company, Baton Rouge, East Baton Rouge Parish, LA, to be located at Tract 2-A-1-A-3, GateHouse Subdivision, Baton Rouge, East Baton Rouge Parish, LA, 70817.

Effective May 10, 2003

Community Trust Bank, Choudrant, Lincoln Parish, LA, closed its SUPER KMART #4922 BRANCH located at 111 Constitution Drive within Kmart Store #4922, West Monroe, Ouachita Parish, LA, 71292.


Approved May 12, 2003

RAYVILLE BRANCH proposed by Cross Keys Bank, St. Joseph, Tensas Parish, LA, to be located at 1913 Julia Street, Rayville, Richland Parish, LA, 71269.

Approved May 13, 2003

BUNKIE BRANCH proposed by Sabine State Bank and Trust Company, Many, Sabine Parish, LA, to be located at 1023 Northwest Main Street, Bunkie, Avoyelles Parish, LA, 71322.

Approved May 20, 2003

SLIDELL BRANCH proposed by Crescent Bank & Trust, New Orleans, Orleans Parish, LA, to be located at 663 Brownswitch Road, Suite 4, Slidell, St. Tammany Parish, LA, 70458.

Filed May 27, 2003

WEST JEFFERSON BRANCH proposed by First Bank and Trust, New Orleans, Orleans Parish, LA, to be located at 1101 Medical Center Boulevard, Central Registration Booth G, Marrero, Jefferson Parish, LA, 70072.

Filed May 30, 2003

CSB DOWNTOWN BRANCH proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 121 West Pujo Street, Lake Charles, Calcasieu Parish, LA, 70601.


ELECTRONIC FINANCIAL TERMINALS (EFTs)


Effective November 4, 2002

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, activated its “GONZALES ATM” machine located at 437 North Airline Highway, Gonzales, Ascension Parish, LA, 70737.

Effective December 11, 2002

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 603 East 4th Street, DeQuincy, Calcasieu Parish, LA, 70633.

Effective December 26, 2002

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 1900 Gauthier Road within a hospital complex, Lake Charles, Calcasieu Parish, LA, 70605.

Effective May 7, 2003

Farmers-Merchants Bank & Trust Company, Breaux Bridge, St. Martin Parish, LA, activated its “CAJUN CASH” machine located at 3015-A Main Highway within Poche Market & Restaurant, Breaux Bridge, St. Martin Parish, LA, 70517.

Effective May 14, 2003

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, closed its “REDICASH” machine located at 1715 North Thompson within Speedy Stop 312/McDonalds, Iowa, Calcasieu Parish, LA, 70647.

Effective May 16, 2003

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 112 Highway 171, Lake Charles, Calcasieu Parish, LA, 70611.


CHANGES OF LOCATION/CONSOLIDATIONS


Filed May 5, 2003; Approved May 20, 2003

American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, proposes to relocate its BLUEBONNET BRANCH from 8810 Bluebonnet Boulevard, Suite A to 10725 Perkins Road (a distance of 1.3 miles), both locations within Baton Rouge, East Baton Rouge Parish, Louisiana, 70810, to be known as PERKINS ROAD BRANCH.

Filed May 15, 2003

First Bank and Trust, New Orleans, Orleans Parish, LA, proposes to relocate its ALGIERS BRANCH from 4100 General DeGaulle Drive, Suite B-7 to 4550 General DeGaulle Drive (a distance within a mile), both locations within New Orleans, Orleans Parish, LA, 70131.


SUBSIDIARIES


Effective December 19, 2002

The Cottonport Bank, Cottonport, Avoyelles Parish, LA, established its subsidiary THE COTTONPORT PROPERTIES, LLC, located at 153 Cottonport Avenue, Cottonport, Avoyelles Parish, LA, 71327.

Effective March 7, 2003

Church Point Bank and Trust Company, Church Point, Acadia Parish, LA, closed its subsidiary CPB INSURANCE AGENCY, INC., located at 114 North Main Street, Church Point, Acadia Parish, LA, 70525. 


Any questions should be directed to Pam Skelton at (225) 925-4661.