BANKS/THRIFTS/CREDIT UNIONS

Filed November 15, 1999; Bates #118229

Proposed Merger of First Southwest Bank, Jennings, Jefferson Davis Parish, LA, with and into First Guaranty Bank, Hammond, Tangipahoa Parish, LA, under the Charter of and with the Title: First Guaranty Bank, domiciled in Hammond, Tangipahoa Parish, LA, and to establish the existing offices of First Southwest Bank as branches of First Guaranty Bank.

BRANCHES

Approved November 3, 1999

ROBELINE BRANCH proposed by The Peoples State Bank, Many, Sabine Parish, LA, to be located at the NE Corner of Louisiana Highways 120 and 6 (Texas Street), Robeline, Natchitoches Parish, LA, 71449.

Filed November 8, 1999; Bates #118095 and Bates #118252

THIBODAUX BRANCH proposed by Coastal Commerce Bank, Houma, Terrebonne Parish, LA, to be located at 422 East First Street, Thibodaux, Lafourche Parish, LA, 70301.

Approved November 16, 1999

MINDEN BRANCH proposed by The Richland State Bank, Rayville, Richland Parish, LA, to be located at 1222 Homer Road, Minden, Webster Parish, LA, 71055-3082.

ELECTRONIC FINANCIAL TERMINALS (EFTs)

Filed/Approved November 1, 1999; Bates #118015

“EBT 24” machine proposed by Exchange Bank & Trust Company, Natchitoches, Natchitoches Parish, LA, to be located at 5690 Highway 1 Bypass on the parking lot of Stine=s Lumber Company, Natchitoches, Natchitoches Parish, LA, 71457.

Filed/Approved November 1, 1999; Bates #118031

“GALAXY-24” machine proposed by First American Bank and Trust, Vacherie, St. James Parish, LA, to be located at 1608 West Airline Highway within a McDonald=s Restaurant, LaPlace, St. John the Baptist Parish, LA, 70068.

Filed/Approved November 3, 1999; Bates #118121

“EXCEL 24” machine proposed by State Bank & Trust Company of Golden Meadow, Golden Meadow, Lafourche Parish, LA, to be located at 624 Grand Caillou Road within Bowl South of Louisiana, Inc., Houma, Terrebonne Parish, LA, 70363.

Effective November 5, 1999

State Bank & Trust Company of Golden Meadow, Golden Meadow, Lafourche Parish, LA, closed its “EXCEL 24” machine located at 502 Highway 20 within Gaubert’s Food Mart Convenience Store, Chackbay, Lafourche Parish, LA, 70301.

CHANGES OF LOCATION/CONSOLIDATIONS

Approved November 3, 1999

Sabine State Bank & Trust Company, Many, Sabine Parish, LA, proposes to relocate its

MERRYVILLE BRANCH from 958 Highway 110 West to 11479 Highway 190, both locations within Merryville, Beauregard Parish, LA, 70653.

SUBSIDIARIES

Approved November 17, 1999

GBT FINANCIAL SERVICES, INC., a proposed subsidiary by Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, to be located at 1246 Third Street, Gibsland, Bienville Parish, LA, 71028.

Approved November 17, 1999

OIB FINANCIAL SERVICES, INC., a proposed subsidiary by Ouachita Independent Bank, Monroe, Ouachita Parish, LA, to be located at 909 North 18th Street, Monroe, Ouachita Parish, LA, 71201.

Filed November 22, 1999; Bates #118745

FBT REAL ESTATE, L.L.C., a proposed subsidiary by First Bank and Trust, New Orleans, Orleans Parish, LA, to be located at 909 Poydras Street, New Orleans, Orleans Parish, LA, 70112.

Filed November 29, 1999; Bates #118825

FIRST INSURANCE AGENCY, INC., a proposed subsidiary by First Bank and Trust, New Orleans, Orleans Parish, LA, to be located at 909 Poydras Street, Suite 100, New Orleans, Orleans Parish, LA, 70112.

Any questions should be directed to Mary Amedee at (225) 925-4661.