BANKS/THRIFTS/CREDIT UNIONS

Filed November 9, 2000
Metro Bank, Kenner, Jefferson Parish, LA, proposes to merge with and into First Bank and Trust, New Orleans, Orleans Parish, LA, under the Charter of and with the Title: First Bank and Trust, domiciled in New Orleans, Orleans Parish, LA, and to establish the existing offices of Metro Bank as branches of First Bank and Trust.

Effective November 15, 2000
St. Alphonsus Credit Union, New Orleans, Orleans Parish, LA, merged with and into Shell New Orleans Federal Credit Union, New Orleans, Orleans Parish, LA, under the Charter of and with the Title: Shell New Orleans Federal Credit Union.

Approved November 22, 2000
Bank of Saline, Saline, Bienville Parish, LA, proposes to merge with and into Sabine State Bank and Trust Company, Many, Sabine Parish, LA, under the Charter of and with the Title: Sabine State Bank and Trust Company, domiciled in Many, Sabine Parish, LA, and to establish the sole office of Bank of Saline as a branch of Sabine State Bank and Trust Company.


BRANCHES

Effective May 31, 2000
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, closed the following branches:

Effective October 10, 2000
Bank of Montgomery, Montgomery, Grant Parish, LA, opened its NATCHITOCHES BRANCH located at 352 Highway 1 South, Natchitoches, Natchitoches Parish, LA, 71457. [Initially filed with address of 350 Highway 1 South.]

Effective October 25, 2000
Citizens Bank & Trust Company, Springhill, Webster Parish, LA, opened its MINDEN DOWNTOWN BRANCH in “temporary” quarters located at 701 Main Street, Minden, Webster Parish, LA, 71055. Permanent facility will be located at 704 Main Street, Minden, Webster Parish, LA, 71055.

Approved November 1, 2000
ROYAL BRANCH proposed by IBERIABANK, New Iberia, Iberia Parish, LA, to be located at 1904 Royal Avenue, Monroe, Ouachita Parish, LA, 71201.

Filed November 2, 2000
WEST ESPLANADE BRANCH proposed by Metro Bank, Kenner, Jefferson Parish, LA, to be located at 300 West Esplanade Avenue, Kenner, Jefferson Parish, LA, 70065.

Approved November 14, 2000
ALEXANDRIA BRANCH proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located in the Alexandria Commons Shopping Center, Alexandria, Rapides Parish, LA, 71303.

Filed November 14, 2000
MATHEWS OFFICE proposed by State Bank & Trust Company of Golden Meadow, Golden Meadow, Lafourche Parish, LA, to be located at 4674 Highway 1, Mathews, Lafourche Parish, LA, 70375.

Filed November 28, 2000
ZACHARY OFFICE proposed by The Highlands Bank, Jackson, East Feliciana Parish, LA, to be located at 1112 Church Street, Zachary, East Baton Rouge Parish, LA, 70791.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective June 18, 1999
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, ceased operation of its “REDICASH” machine located at 1200 Sampson Street within Sporty’s #101 Convenience Store, Westlake, Calcasieu Parish, LA, 70669.

Effective October 1, 1999
Central Progressive Bank, Hammond, Tangipahoa Parish, LA, activated its “CPB-24 FAST CASH” machine located at 100 West Oak Street within the Plaza Shell Gas Station/Food Mart, Amite, Tangipahoa Parish, LA, 70422.

Effective October 1, 1999
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, ceased operation of its “REDICASH” machine located at 909 Beglis Parkway within a convenience store, Sulphur, Calcasieu Parish, LA, 70663.

Effective October 1, 1999
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated the following “REDICASH” machines:
20560 Highway 108 within a truck stop, Sulphur, Calcasieu Parish, LA, 70665;
2466 Toomey Road within a convenience store, Vinton, Calcasieu Parish, LA, 70668; and
2470 Toomey Road within a truck stop, Vinton, Calcasieu Parish, LA, 70668.

Effective September 30, 1999
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, ceased operation of its “REDICASH” machine located at 116 East 6th Avenue, Oakdale, Allen Parish, LA, 70463.

Effective December 3, 1999
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, ceased operation of its “HANDY 24” machine located at 1303 Billy Mitchell Boulevard within Alexandria Airport’s Tiger Den Restaurant, Alexandria, Rapides Parish, LA, 71303.

Effective December 15, 1999
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated the following “REDICASH” machines:1715 North Thompson within Speedy Stop 312/McDonalds, Iowa, Calcasieu Parish, LA, 70647, and
1312 Gum Cove Road within Glenn’s Mart, Vinton, Calcasieu Parish, LA, 70669.

Effective December 30, 1999
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 3900 Broad Street within In & Out #8, Lake Charles, Calcasieu Parish, LA, 70601.

Effective January 25, 2000
LBA Savings Bank, Lafayette, Lafayette Parish, LA, activated its “LBA MONEYMAKER” machine located at 2518 West Old Spanish Trail within Spanish Lake One Stop Convenience Store, New Iberia, Iberia Parish, LA, 70560.

Effective February 23, 2000
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 14460 Highway 165, Kinder, Allen Parish, LA, 70648.

Effective February 25, 2000
Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, activated its “GULF 24” machine located at 613 West St. Bernard Highway within Rocky & Carlos Restaurant, Chalmette, St. Bernard Parish, LA, 70043.

Effective April 18, 2000
Community Trust Bank, Choudrant, Lincoln Parish, LA, activated its “CTB CASH” machine located at 3959 Highway 80 West within USA Truck Stop, Calhoun, Ouachita Parish, LA, 71225.

Effective May 10, 2000
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” machine located at 2101 Pujol Road within Jean Lafitte RV Park, Lake Charles, Calcasieu Parish, LA, 70615.

Effective May 31, 2000
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated its “REDICASH” #2 machine located at 2717 Highway 3063 within a racetrack, Vinton, Calcasieu Parish, LA, 70668.

Effective October 1, 2000
St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, activated its “BANK-24” machine located at 3160 Highway 743 within Wal*Mart Distribution Center, Opelousas, St. Landry Parish, LA, 70570.

Closed File November 17, 2000
“REDICASH” machine proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 14464 Highway 165, Kinder, Allen Parish, LA, 70648.

Closed File November 17, 2000
“REDICASH” machine proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 504 North Beglis Parkway within a truck stop, Sulphur, Calcasieu Parish, LA, 70663.

Filed/Approved November 28, 2000
“LOUISIANA COLLEGE EFT” machine proposed by Red River Bank, Alexandria, Rapides Parish, LA, to be located at 1140 College Drive within Louisiana College’s Hixson Student Center, Pineville, Rapides Parish, LA, 71359.

Closed File November 30, 2000
“GALAXY-24” machine proposed by First American Bank and Trust, Vacherie, St. James Parish, LA, to be located at 1608 West Airline Highway within McDonald’s Restaurant, LaPlace, St. John the Baptist Parish, LA, 70068.

CHANGES OF LOCATION/CONSOLIDATIONS

Filed November 22, 2000
Iberville Trust & Savings Bank, Plaquemine, Iberville Parish, LA, proposes to relocate its “MONEY MAKER” machine from 58210 Court Street within Cardinal’s Super Market, Plaquemine, Iberville Parish, LA, 70764, to 3847 Highway 1 South within Brusly Chevron, Port Allen, West Baton Rouge Parish, LA, 70767.


LOAN or TRUST PRODUCTION OFFICES

Originally Filed May 18, 1999; Withdrawn August 2, 1999
FIRST BANK LOAN PRODUCTION OFFICE proposed by First Bank, Eunice, St. Landry Parish, LA, to be located at 147 Del Norte Avenue, Denham Springs, Livingston Parish, LA 70726. [First Bank is now domiciled in Baton Rouge, East Baton Rouge Parish, LA.]

Effective March 31, 2000
Crescent Bank & Trust, New Orleans, Orleans Parish, LA, closed the following loan production offices:

BILOXI LOAN PRODUCTION OFFICE, 2432 Pass Road, Suite 1, Biloxi, Harrison County, MS, 39531;
HATTIESBURG LOAN PRODUCTION OFFICE, 607 Corinne Street, Suite B-1, Hattiesburg, Forrest County,  MS, 39401;
JACKSON LOAN PRODUCTION OFFICE, Highland Village, Suite 220, 4500 I-55 North, Jackson, Hinds         County, MS, 39211;
KNOXVILLE LOAN PRODUCTION OFFICE, 9040 Executive Park Drive, Suite 301, Knoxville, Knox County, TN, 37923;
CRESCENT BANK & TRUST MEMPHIS LOAN PRODUCTION OFFICE, 6263 Poplar Avenue, Suite 702, Memphis, Shelby County, TN, 38119;
CRESCENT BANK & TRUST (LOUISIANA) LOAN PRODUCTION OFFICE, 132 Stephenson Avenue, Suite 203, Savannah, Chatham County, GA, 31405; and
CRESCENT BANK & TRUST (LOUISIANA) LOAN PRODUCTION OFFICE, 1045 Industry Road, Lexington, Fayette County, KY, 40405.

Effective July 10, 2000
Merchants & Farmers Bank & Trust Company, Leesville, Vernon Parish, LA, opened its MERCHANTS & FARMERS LOAN PRODUCTION OFFICE located at 710 West Prien Lake Road, Suite 108, Lake Charles, Calcasieu Parish, LA, 70601.

Effective July 14, 2000
The Union Bank, Marksville, Avoyelles Parish, LA, closed its ALEXANDRIA LOAN PRODUCTION OFFICE located at 1412-B Peterman Drive, Alexandria, Rapides Parish, LA, 71301.

Effective September 1, 2000
Central Progressive Bank, Hammond, Tangipahoa Parish, LA, changed the location of its CENTRAL PROGRESSIVE BANK BILOXI LOAN PRODUCTION OFFICE from 920 Cedar Lake Road, Suite Q, Biloxi, Harrison County, MS, 39532, to 2552 Bienville Boulevard, Ocean Springs, Jackson County, MS, 39564.

Filed November 30, 2000
CITIZENS PROGRESSIVE BANK LOAN PRODUCTION OFFICE proposed by Citizens Progressive Bank, Columbia, Caldwell Parish, LA, to be located at 3906 Front Street, Winnsboro, Franklin Parish, LA, 71295.


SUBSIDIARIES

Effective July 13, 1999
Cameron State Bank, Lake Charles, LA, established a subsidiary, MALLARD INVESTMENTS, INC., located at 2911 Ryan Street, Lake Charles, Calcasieu Parish, LA, 70601.

Approved November 1, 2000
SOUTH LOUISIANA FINANCIAL SERVICES, L.L.C., a proposed subsidiary to be established by South Louisiana Bank, Houma, Terrebonne Parish, LA, and to be located at 1362 West Tunnel Boulevard, Houma, Terrebonne Parish, LA, 70764.

Approved November 3, 2000
LIBERTY STREET INVESTMENTS, L.L.C., a proposed subsidiary to be established by Clinton Bank & Trust Co., Clinton, East Feliciana Parish, LA, and to be located at 12225 St. Helena Street, Clinton, East Feliciana Parish, LA, 70722.

Filed November 13, 2000
IBERIABANK INSURANCE SERVICES, L.L.C., a proposed subsidiary to be established by IBERIABANK, New Iberia, Iberia Parish, LA, and to be located at 229 Heymann Boulevard, Lafayette, Lafayette Parish, LA, 70503.


OTHER

Effective November 17, 2000
Bank of Jackson, Jackson, East Feliciana Parish, LA, changed its name to: The Highlands Bank.


Any questions should be directed to Mary Amedee at (225) 925-4661.