BANKS/THRIFTS/CREDIT UNIONS

Filed April 10, 2001
FG BANK, a de novo State-chartered “phantom bank”, proposed by First Guaranty Bank, Hammond, Tangipahoa Parish, LA, for the purpose of forming a one-bank holding company, FGB Bankshares, Inc., whereby FG Bank is merged with and into First Guaranty Bank, Hammond, Tangipahoa Parish, LA, under the Charter of and with the Title: First Guaranty Bank.

Effective March 9, 2001, at 4:00 p.m. CST
FIRSTRUST BANK, a de novo State-chartered phantom bank, New Orleans, LA, was formed by Firstrust Corporation, a multi-bank holding company, New Orleans, Orleans Parish, LA, for the purpose of effecting the merger of FIRSTRUST BANK with and into Metro Bank, Kenner, Jefferson Parish, LA, under the Charter of and with the Title: Metro Bank.

Effective March 12, 2001, at 5:00 p.m. CST
Metro Bank, Kenner, Jefferson Parish, LA, merged with and into First Bank and Trust, New Orleans, Orleans Parish, LA, under the Charter of and with the Title: First Bank and Trust, domiciled in New Orleans, Orleans Parish, LA, and established the existing offices of Metro Bank as branches of First Bank and Trust.


BRANCHES

Effective April 19, 2000
Bank of West Baton Rouge, Port Allen, West Baton Rouge Parish, LA, opened its DENHAM SPRINGS WINN DIXIE #1589 BRANCH located at 402 South Range Avenue within Winn-Dixie #1589 Supermarket, Denham Springs, Livingston Parish, LA, 70726.

Effective March 12 2001
First Bank and Trust, New Orleans, Orleans Parish, LA, opened the following branches:

Williams Branch, 3417 Williams Boulevard, Kenner, Jefferson Parish, LA, 70065-3772;
East Judge Perez Branch, 3800 East Judge Perez Drive, Meraux, St. Bernard Parish, LA, 70075;
North Causeway Branch, 3235 North Causeway Boulevard, Metairie, Jefferson Parish, LA, 70002; and
Wal*Mart Kenner Branch, 300 West Esplanade Avenue, Kenner, Jefferson Parish, LA, 70065.
[For additional information, refer to the March 12, 2001, Merger of First Bank and Trust, New Orleans, LA.]

Filed April 4, 2001
HIGHLAND ROAD BRANCH proposed by First Bank, Baton Rouge, East Baton Rouge Parish, LA, to be located at 107 Founders Drive, Baton Rouge, East Baton Rouge Parish, LA, 70810.

Approved April 9, 2001
MANY BRANCH proposed by City Bank & Trust Company, Natchitoches, Natchitoches Parish, LA, to be located at 565 San Antonio Avenue, Many, Sabine Parish, LA, 71449.

Approved April 10, 2001
NORTHSIDE BRANCH proposed by Community First Bank, New Iberia, Iberia Parish, LA, to be located at 403 Emile Verret Road, New Iberia, Iberia Parish, LA, 70563.

Approved April 11, 2001
LAMY LANE FINANCIAL CENTER proposed by Progressive Bank, Winnsboro, Franklin Parish, LA, to be located at 1380 Lamy Lane, Monroe, Ouachita Parish, LA, 71201.

Withdrawn April 17, 2001
MOUNT HERMON BRANCH proposed by American Bank & Trust Company, Coushatta, Red River Parish, LA, to be located at 36022 Highway 438, Mount Hermon, Washington Parish, LA, 70450.

Filed April 23, 2001
COVINGTON BRANCH proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 1300 North Highway 190, Covington, St. Tammany Parish, LA, 70433.

Filed April 24, 2001
NORTH RUSTON BRANCH proposed by Sabine State Bank and Trust Company, Many, Sabine Parish, LA, to be located at 2600 Trenton Avenue, Ruston, Lincoln Parish, LA, 71207.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective September 15, 2000 at Noon
Washington State Bank, Washington, St. Landry Parish, LA, ceased operation of its “WSB-24” machine located at 1011 Highway 357 within Weston’s Meat Market-Grocery, Church Point, St. Landry Parish, LA, 70525.

Effective October 20, 2000
St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, ceased operation of its “BANK-24” machine located at 746 East Landry Street within Tommy’s Enterprise/Mobil Station, Opelousas, St. Landry Parish, LA, 70570.

Effective December 21, 2000
First Guaranty Bank, Hammond, Tangipahoa Parish, LA, activated its “SERVICE-24” machine located at 22628 Highway 190, Robert, Tangipahoa Parish, LA, 70455.

Effective February 21, 2001
Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, activated its “PRIVATE BANKER” machine located at 6600 Bullard Avenue within Lakeland Medical Center, New Orleans, Orleans Parish, LA, 70128.

Filed/Approved April 2, 2001; Effective April 30, 2001
Omni Bank, Metairie, Jefferson Parish, LA, is authorized to operate 2 “OMNI MOBILE EFT” machines in the parishes of Orleans, Jefferson, St. Tammany, St. Bernard, Plaquemines, St. Charles, St. John the Baptist, and St. James, LA, at various times and locations.

Effective March 30, 2001
Jeff Davis Bank & Trust Company, Jennings, Jefferson Davis Parish, LA, ceased operation of its “E-Z MONEY” machine located at 12210 Highway 165, Kinder, Allen Parish, LA, 70648.


CHANGES OF LOCATIONS/CONSOLIDATIONS

Approved April 11, 2001
Progressive Bank, Winnsboro, Franklin Parish, LA, proposes to relocate its TOWER DRIVE FINANCIAL CENTER from 1101 Hudson Lane, Suite D, to 1811 Tower Drive (a distance of approximately 3,200 feet or .6 of a mile), both locations within Monroe, Ouachita Parish, LA, 71201.


LOAN or TRUST PRODUCTION OFFICES

Effective February 1, 2000
First Guaranty Bank, Hammond, Tangipahoa Parish, LA, opened its FIRST GUARANTY BANK LOAN PRODUCTION OFFICE located at 2281 South Range Avenue, Suite E, Denham Springs, Livingston Parish, LA, 70726.

Approved April 9, 2001
METAIRIE LOAN PRODUCTION OFFICE proposed by Eureka Homestead Society (a State-chartered mutual savings and loan association), New Orleans, Orleans Parish, LA, to be located at 3240 South I-10 Service Road West, Suite 203, Metairie, Jefferson Parish, LA, 70001.


SUBSIDIARIES

Effective November 7, 2000
Clinton Bank & Trust Co., Clinton, East Feliciana Parish, LA, established a subsidiary, LIBERTY STREET INVESTMENTS, L.L.C., located at 12225 St. Helena Street, Clinton, East Feliciana Parish, LA, 70722.

Filed April 3, 2001; Approved/Effective April 18, 2001
The Cottonport Bank, Cottonport, Avoyelles Parish, LA, established a subsidiary, THE COTTONPORT INSURANCE AGENCY, LLC, located at 8199 Highway #1, Mansura, Avoyelles Parish, LA, 71350.

Approved April 4, 2001
EAGLE AMERICAN LIFE INSURANCE, a proposed subsidiary, to be acquired by The Cottonport Bank, Cottonport, Avoyelles Parish, LA, to be located at 117 Ogden Street, Marksville, Avoyelles Parish, LA, 71351.


Any questions should be directed to Pam Skelton at (225) 925-4661.