BANK HOLDING COMPANIES

Filed August 14, 2003

Application by Kaplan State Bank, Kaplan, Vermilion Parish, Louisiana, to engage in a statutory share exchange with KSB Bancorp, Inc., whereby KSB Bancorp, Inc., will become a one-bank holding company.


BANKS/THRIFTS/CREDIT UNIONS

Effective July 7, 2003

Coastal Commerce Bank, Houma, Terrebonne Parish, LA, relocated its MAIN OFFICE from 6475 West Main Street to 1300 West Tunnel Boulevard (a distance of approximately 2 miles south) and concurrently consolidated its COMMERCIAL LENDING OFFICE located at 1340 West Tunnel Boulevard and the HOUMA OFFICE located at 6472 West Main Street with the MAIN OFFICE, all locations within Houma, Terrebonne Parish, Louisiana, 70360.

Final Approval July 23, 2003

Effective July 24, 2003 @ 12:00 Noon, CDT

NEW LIBERTY BANK, a de novo State-chartered “phantom bank”, proposed by Liberty Financial Services, Inc., New Orleans, Orleans Parish, LA, for the purpose of effectuating the merger of New Liberty Bank with and into First American Bank, Jackson, Hinds County, MS, under the Charter of and with the Title:  First American Bank.

Effective July 24, 2003 @ 5:00 p.m., CDT

First American Bank, Jackson, Hinds County, Mississippi (a Mississippi state bank), merged with and into Liberty Bank and Trust Company, New Orleans, Orleans Parish, Louisiana, under the Charter of and with the Title:  Liberty Bank and Trust Company, domiciled in New Orleans, Louisiana, and established the sole office of First American Bank as a branch of Liberty Bank and Trust Company.

Conditional Approval August 8, 2003

Final Approval August 21, 2003

RED RIVER INTERIM BANK, a de novo State-chartered “phantom bank”, proposed by Red River Bancshares, Inc., Alexandria, Rapides Parish, LA, for the purpose of effectuating the merger of Red River Interim Bank with and into Bank of Lecompte, Lecompte, Rapides Parish, LA, under the Charter of and with the Title:  Bank of Lecompte.


Approved August 21, 2003

Bank of Lecompte, Lecompte, Rapides Parish, Louisiana, proposes to merge with and into Red River Bank, Alexandria, Rapides Parish, Louisiana, under the Charter of and with the Title:  Red River Bank, domiciled in Alexandria, Louisiana, and to establish the existing offices of Bank of Lecompte as branches of Red River Bank.


BRANCHES

Effective August 5, 2002

Omni Bank, Metairie, Jefferson Parish, LA, opened its MANHATTAN BRANCH located at 2439 Manhattan Boulevard, Harvey, Jefferson Parish, LA, 70058.

Effective June 18, 2003

Omni Bank, Metairie, Jefferson Parish, LA, opened its HUEY P. LONG BRANCH located at 201 Huey P. Long Avenue, Gretna, Jefferson Parish, LA, 70053.

Effective June 30, 2003

Merchants & Farmers Bank & Trust Company, Leesville, Vernon Parish, LA, closed its WAL*MART SUPERCENTER BRANCH located at 2204 South Fifth Street (within Wal*Mart Supercenter #405), Leesville, Vernon Parish, LA, 71446.

Effective July 3, 2003

First Bank and Trust, New Orleans, Orleans Parish, LA, closed its FIRST BANK CENTER BRANCH located at One Galleria Boulevard, Metairie, Jefferson Parish, LA, 70001.

Effective July 28, 2003

First Bank and Trust, New Orleans, Orleans Parish, LA, opened its WEST JEFFERSON BRANCH located at 1101 Medical Center Boulevard, Central Registration Booth G, Marrero, Jefferson Parish, LA, 70072.

Approved August 6, 2003

SULPHUR BRANCH proposed by City Savings Bank & Trust Company, DeRidder, Beauregard Parish, LA, to be located at 1520 Maplewood Drive, Sulphur, Calcasieu Parish, LA, 70634.

Filed August 11, 2003

Approved August 26, 2003

COURSEY BRANCH proposed by American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, to be located at the Intersection of Coursey Boulevard and American Way, Baton Rouge, East Baton Rouge Parish, LA, 70816.

Filed August 21, 2003

GUILBEAU BRANCH proposed by Rayne State Bank & Trust Company, Rayne, Acadia Parish, LA, to be located at 503 Guilbeau Road, Lafayette, Lafayette Parish, LA, 70506.

Filed August 21, 2003

SIBLEY BRANCH proposed by Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, to be located at 400 North Main, Sibley, Webster Parish, LA, 71073.

Effective August 25, 2003

Cross Keys Bank, St. Joseph, Tensas Parish, LA, opened its RAYVILLE BRANCH located at 1913 Julia Street, Rayville, Richland Parish, LA, 71269.

Filed August 26, 2003

MADISONVILLE BRANCH proposed by Central Progressive Bank, Lacombe, St. Tammany Parish, LA, to be located at 707 Main Street, Madisonville, St. Tammany Parish, LA, 70447.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective July 2, 2003

St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, relocated its “BANK-24” machine from 547 Country Ridge Road within Danny’s One Stop to 1240 Edith Street within Walley’s, both locations within Opelousas, St. Landry Parish, LA, 70570.

Filed/Approved August 11, 2003

“REDICASH” machine proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 4796 Highway 27, Sulphur, Calcasieu Parish, LA, 70665.

Filed/Approved August 11, 2003

“REDICASH” machine proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 240 West Prien Lake Road, Lake Charles, Calcasieu Parish, LA, 70601.

Filed/Approved August 12, 2003

“HANDY 24” #2 machine proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 165 Highway 744 within The Quarters Casino & Restaurant, Opelousas, St. Landry Parish, LA, 70570.

Filed/Approved August 19, 2003

“HANDY 24” machine proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 403 St. Francis Street within Madisonville Town Hall, Madisonville, St. Tammany Parish, LA, 70447.

Filed/Approved August 21, 2003

“CPB-24 FAST CASH” machine proposed by Central Progressive Bank, Lacombe, St. Tammany Parish, LA, to be located at Southeastern Louisiana University campus near Strawberry Stadium, Hammond, Tangipahoa Parish, LA, 70402.

Filed/Approved August 29, 2003

“PRIVATE BANKER” machine proposed by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 500 West County Line Road within Student Union at Tougaloo College, Jackson, Hinds County, MS, 39174.


CHANGES OF LOCATION/CONSOLIDATIONS

Filed August 13, 2003

Algiers Bank & Trust, New Orleans, Orleans Parish, LA, proposes to interchange its MAIN OFFICE from #1 Westbank Expressway, New Orleans, Orleans Parish, LA, 70114 with its TERRYTOWN BRANCH located at 2021 Carol Sue Avenue, Terrytown, Jefferson Parish, LA, 70056 (a distance of 4 miles), and to retain the former Main Office location as a branch to be known as ALGIERS OFFICE.


 
LOAN or TRUST PRODUCTION OFFICES

Effective March 1, 2002

Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its HOUSTON LOAN PRODUCTION OFFICE located at 14405 Walters Road, Suite 850, Houston, Harris County, TX, 77014.

Effective August 5, 2002

Omni Bank, Metairie, Jefferson Parish, LA, closed its MANHATTAN LOAN PRODUCTION OFFICE at 2439 Manhattan Boulevard, Third Floor, Harvey, Jefferson Parish, LA, 70058, due to the opening of its MANHATTAN BRANCH (see above).

Approved August 25, 2003

CRESCENT BANK & TRUST CHESAPEAKE LOAN PRODUCTION OFFICE proposed by Crescent Bank & Trust, New Orleans, Orleans Parish, LA, to be located at 700 Independence Parkway, Suite 200, Chesapeake, Chesapeake County, VA, 23320.


SUBSIDIARIES

Filed August 1, 2003

THE BUSINESS BANK FINANCIAL BENEFITS & PLANNING, LLC, a proposed subsidiary to be established by The Business Bank, Baton Rouge, East Baton Rouge Parish, LA, to be located at 6100 Corporate Boulevard, Baton Rouge, East Baton Rouge Parish, LA, 70808.


TRUST POWERS

 

Filed August 26, 2003

Resource Bank, Mandeville, St. Tammany Parish, LA, has filed a notice of intent requesting permission to increase Trust Powers.


Any questions should be directed to Pam Skelton at (225) 925-4661.