BANK HOLDING COMPANIES
Filed w/FRB-Atlanta

OFI Received August 8, 2005

Application by FSB Bancshares, Inc., Church Point, Acadia Parish, LA, to become a one‑bank holding company by acquiring control of 100% of the issued and outstanding stock of Farmers State Bank & Trust Co., Church Point, Acadia Parish, LA, pursuant to Section 3(a)(1) of the BHC Act of 1956, as amended.

Filed August 24, 2005

Application by Farmers State Bank & Trust Co., Church Point, Acadia Parish, Louisiana, to engage in a statutory share exchange with FSB Bancshares, Inc., whereby FSB Bancshares, Inc., will become a one-bank holding company.


BANKS/THRIFTS/CREDIT UNIONS

Acknowledged August 15, 2005

OMNI BANK OF BATON ROUGE, a proposed “de novo” State-chartered commercial bank, to be located at 7150 Jefferson Highway, Suite 680 [temporary address] and Towne Center Development at the corner of Towne Center Boulevard and Jefferson Highway [permanent address], Baton Rouge, East Baton Rouge Parish, LA, 70806.


BRANCHES
Effective July 6, 2005

Statewide Bank, Terrytown, Jefferson Parish, LA, opened its HIGHWAY 21 AT BREWSTER ROAD BRANCH located at 69291 Highway 21, Covington, St. Tammany Parish, LA, 70433.

Effective July 18, 2005

Statewide Bank, Terrytown, Jefferson Parish, LA, opened its SLIDELL BRANCH located at 300 Gause Boulevard West, Slidell, St. Tammany Parish, LA, 70460.

Effective August 1, 2005

Southern Heritage Bank, Jonesville, Catahoula Parish, LA, opened its ALEXANDRIA-JACKSON STREET EXTENSION OFFICE located at 5211 Jackson Street, Alexandria, Rapides Parish, LA, 71303-2320.

Effective August 1, 2005

Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its GULF COAST BANK MORTGAGE LENDING OFFICE located at One Seine Court, Suite 110, New Orleans, Orleans Parish, LA, 70114.

Filed/Approved August 3, 2005

IBERIABANK, Lafayette, Lafayette Parish, LA, proposes to close its VEROT WINN-DIXIE BRANCH #1551, located at 2723 West Pinhook Road within Winn-Dixie Supermarket #1551, Lafayette, Lafayette Parish, LA, 70508.

Approved August 4, 2005

IOTA OFFICE, proposed by The Bank, Jennings, Jefferson Davis Parish, LA, to be located at 413 Saint Joseph Avenue, Iota, Acadia Parish, LA, 70543.

Filed August 9, 2005

TECH DRIVE BRANCH, proposed by Community Trust Bank, Choudrant, Lincoln Parish, LA, to be located at 1011 Cooktown Road, Ruston, Lincoln Parish, LA, 71270.

Effective August 15, 2005

Fidelity Homestead Association, New Orleans, Orleans Parish, LA, opened its CHALMETTE BRANCH located at 1000 East Judge Perez Drive, Chalmette, St. Bernard Parish, LA, 70043.

Filed August 16, 2005

PRAIRIEVILLE BRANCH, proposed by United Community Bank, Gonzales, Ascension Parish, LA, to be located at 17257 Airline Highway, Prairieville, Ascension Parish, LA, 70769.

Filed August 17, 2005

NORTH CAUSEWAY BRANCH, proposed by IBERIABANK, Lafayette, Lafayette Parish, LA, to be located at 4565 Lasalle Street, Mandeville, St. Tammany Parish, LA, 70471.

Approved August 19, 2005

MOBILE BRANCH proposed by The Peoples State Bank, Many, Sabine Parish, LA, to operate within Caddo, DeSoto, Sabine, Natchitoches, Vernon, LaSalle, and Rapides Parishes, LA.

Filed/Approved August 25, 2005

American Gateway Bank, Baton Rouge, East Baton Rouge Parish, LA, proposes to close its DENHAM SPRINGS LOAN OFFICE, located at 140 Aspen Square, Suite F, Denham Springs, Livingston Parish, LA, 70726.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective February 20, 2004

Farmers-Merchants Bank & Trust Company, Breaux Bridge, St. Martin Parish, LA, closed its “CAJUN CASH” #2 machine located at 2924 Grand Point Highway within Bayou Belle Truck Stop Casino, Breaux Bridge, St. Martin Parish, LA, 70517.

Effective July 27, 2005

Red River Bank, Alexandria, Rapides Parish, LA, activated its “BUHLOW FUN PARK EFT” machine located at 1715 Monroe Highway within Buhlow Fun Park, Pineville, Rapides Parish, LA, 71360.

Filed/Approved August 2, 2005

“CAJUN CASH” #2 machine proposed by Farmers-Merchants Bank & Trust Company, Breaux Bridge, LA, to be located at 2924 Grand Point Highway within the gaming section of the Henderson Gaming Building, Henderson, St. Martin Parish, LA, 70517.

Effective August 9, 2005

The Highlands Bank, Jackson, East Feliciana Parish, LA, activated its “THE BLUFFS ATM” machine located at 42 Sunrise Way within The Bluffs’ Clubhouse, St. Francisville, West Feliciana Parish, LA, 70775.

Effective August 10, 2005; Filed/Approved August 2, 2005

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, closed its “CPB-24 FAST CASH” machine located at 129 Canal Street within Jambalaya Zydeco, New Orleans, Orleans Parish, LA, 70130.

Effective August 24, 2005

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, closed its “MOBILE ATM #5, #6, #7, and #8” machines operated within Jefferson, Orleans, St. Tammany, Tangipahoa, Washington, Livingston, East Baton Rouge, and West Baton Rouge Parishes, LA.


CHANGES OF LOCATION/CONSOLIDATIONS
Filed/Approved August 3, 2005

IBERIABANK, Lafayette, Lafayette Parish, LA, proposes to relocate its MANDEVILLE LOAN PRODUCTION OFFICE from 1305 West Causeway Approach, Suite 103 to 4565 Lasalle Street, both located within Mandeville, St. Tammany Parish, LA, 70471.

Filed/Approved August 9, 2005

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, proposes to relocate its HANCOCK BANK & TRUST INVESTMENT SERVICES GROUP TRUST PRODUCTION OFFICE from 365 Canal Street, Suite 2280, New Orleans, Orleans Parish, LA, 70130 to 4545 Veterans Boulevard, Suite 125, Metairie, Jefferson Parish, LA, 70006.

Approved August 11, 2005

Ouachita Independent Bank, Monroe, Ouachita Parish, LA, proposes to relocate its ELLERBE BRANCH from 9091 Ellerbe Road, Suite 200A to 9010 Ellerbe Road (a distance of 0.1 miles), both locations within Shreveport, Caddo Parish, LA, 71106.

Filed/Approved August 17, 2005

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, proposes to relocate its “CAMPTI WEYERHAEUSER ATM” machine from 4587 Highway 480 within Weyerhaeuser Mill, Campti, Natchitoches Parish, LA, 71411 to 42618 Highway 171 South, Florien, Sabine Parish, LA, 71429, to be known as “EMERALD HILLS ATM”.


LOAN or TRUST PRODUCTION OFFICES

Effective April 4, 2005

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST JACKSON LOAN PRODUCTION OFFICE located at 3900 Lakeland Drive, Suite 503, Jackson, Rankin County, MS, 39232.

Effective May 13, 2005

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST JACKSONVILLE LOAN PRODUCTION OFFICE located at 9485 Regency Square Boulevard, Suite 209, Jacksonville, Duval County, FL, 32225.

Effective June 13, 2005

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST CINCINNATI LOAN PRODUCTION OFFICE located at 11499 Chester Road, Suite 509, Cincinnati, Hamilton County, OH, 45246.

Effective June 13, 2005

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST CLEVELAND LOAN PRODUCTION OFFICE located at 5755 Granger Road, Suite 640, Independence, Cuyahoga County, OH, 44122.

Effective July 25, 2005

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST COLUMBUS LOAN PRODUCTION OFFICE located at 6555 Busch Boulevard, Suite 102, Columbus, Franklin County, OH, 43229.

Effective July 25, 2005

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST LOUISVILLE LOAN PRODUCTION OFFICE located at 7400 New LaGrange Road, Suite 420, Louisville, Jefferson County, KY, 40222.

Approved August 8, 2005

CRESCENT BANK & TRUST TOLEDO LOAN PRODUCTION OFFICE proposed by Crescent Bank & Trust, New Orleans, Orleans Parish, LA, to be located at 3454 Oak Alley Court, Suite 306, Toledo, Lucas County, OH, 43606.

Filed/Approved August 9, 2005

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, proposes to close its PRAIRIEVILLE LOAN PRODUCTION OFFICE, located at 16179 State Bank Drive, Suite A, Prairieville, Ascension Parish, LA, 70769.

Approved August 16, 2005; Filed August 11, 2005

TEXARKANA LOAN PRODUCTION OFFICE proposed by The Peoples State Bank, Many, Sabine Parish, LA, to be located at 3702 Summerhill Road, Texarkana, Bowie County, TX, 75503.

Filed/Approved August 17, 2005

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, proposes to close its LAFAYETTE LOAN PRODUCTION OFFICE, located at 1720 Kaliste Saloom Road, Suite B1, Lafayette, Lafayette Parish, LA, 70508.

Effective August 24, 2005; Approved August 11, 2005; Filed August 2, 2005

Fidelity Bank, Baton Rouge, East Baton Rouge Parish, LA, opened its FIDELITY BANK MORTGAGE LOAN PRODUCTION OFFICE, located at 7770 Bluebonnet Boulevard, Baton Rouge, East Baton Rouge Parish, LA, 70810. 


SUBSIDIARIES
Filed August 18, 2005

CAPITAL TRUST MORTGAGE, L.L.C., a proposed subsidiary to be acquired by First Bank & Trust, New Orleans, Orleans Parish, LA, to be located at 232B Eisenhower Drive, Biloxi, Harrison County, MS, 39531, with additional offices at the following locations:

            6911 Washington Avenue, Suite B, Ocean Springs, Jackson County, MS,39564,

            409 Summit Street, Winona, Montgomery County, MS, 38967,

            404 Galleria Lane, Suite 8, Oxford, Lafayette County, MS, 38655,

            2012 Highway 90, Suite 50, Gautier, Jackson County, MS, 39553,

            238 Courthouse Road, Gulfport, Harrison County, MS, 39507, and

            9919 Highway 603, Unit A, Bay St. Louis, Hancock County, MS, 39520.

Effective August 18, 2005

Synergy Bank, Houma, Terrebonne Parish, LA, established a subsidiary, SYNERGY INVESTMENT SERVICES, L.L.C., located at 1036 West Tunnel Boulevard [70360] and 919 Grand Caillou Road [70363], both within Houma, Terrebonne Parish, LA.


TRUST POWERS

No Activity


Any questions should be directed to Pam Skelton at (225) 925-4661.