BANK HOLDING COMPANIES

Effective November 8, 2002

Commerce Bancshares, Inc., White Castle, Iberville Parish, LA, became a one-bank holding company by acquiring control of 100% of the issued and outstanding stock of The Bank of Commerce, White Castle, Iberville Parish, LA, pursuant to Section 3(a)(1) of the BHC Act of 1956, as amended.

Effective March 31, 2003

Coastal Commerce Bancshares, Inc., Houma, Terrebonne Parish, LA, became a one-bank holding company by acquiring control of 100% of the issued and outstanding stock of Coastal Commerce Bank, Houma, Terrebonne Parish, LA, pursuant to Section 3(a)(1) of the BHC Act of 1956, as amended.

Effective November 12, 2003

Grant Bancshares, Inc., Natchitoches, Natchitoches Parish, LA, became a one-bank holding company by acquiring control of 100% of the issued and outstanding stock of Bank of Montgomery, Montgomery, Grant Parish, LA, pursuant to Section 3(a)(1) of the BHC Act of 1956, as amended.

Effective January 1, 2004 @ 12:01 a.m.

KSB Bancorp, Inc., Kaplan, Louisiana, acquired 100% of the issued and outstanding shares of common stock of Teche Bancshares, Inc., and thereby acquired its subsidiary, Teche Bank & Trust Co., both located in St. Martinville, Louisiana, pursuant to Sections 3(a)(5) of the Bank Holding Company Act of 1956, as amended, with the title: Louisiana Community Bancshares, Inc.


BANKS/THRIFTS/CREDIT UNIONS

Approved February 3, 2004

Effective February 29, 2004 @ 11:59 p.m., Central Standard Time

Alliance Bank of Baton Rouge, Baton Rouge, East Baton Rouge Parish, LA, merged with and into IBERIABANK, Lafayette, Lafayette Parish, LA, under the Charter of and with the Title:  IBERIABANK, domiciled in Lafayette, Lafayette Parish, LA, and established the existing sole office of Alliance Bank of Baton Rouge as a branch of IBERIABANK.

Approved February 4, 2004

Application by Sabine State Bank and Trust Company, Many, Sabine Parish, Louisiana, for consent to purchase certain assets and assume the liability to pay deposits in the Glenmora, Bunkie, Mamou, and Oakdale, Louisiana branches of Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, Louisiana.


BRANCHES

Effective December 1, 2003

Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its LOWER ST. BERNARD BRANCH located 937 East LA Highway 46, St. Bernard, St. Bernard Parish, LA, 70085.

Effective December 26, 2003

First Bank and Trust, New Orleans, Orleans Parish, LA, closed its NORTH CAUSEWAY BRANCH located at 3235 North Causeway Boulevard, Metairie, Jefferson Parish, LA, 70002.

Effective January 7, 2004

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, opened its MADISONVILLE BRANCH located at 707 Main Street, Madisonville, St. Tammany Parish, LA, 70447.

Effective January 15, 2004

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, opened its CLEARVIEW BRANCH located at 4545 Veterans Boulevard, Metairie, Jefferson Parish, LA, 70006.

Effective January 15, 2004

American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, opened its DENHAM SPRINGS LOAN OFFICE located at 140 Aspen Square, Suite F, Denham Springs, Livingston Parish, LA, 70726.

Effective January 26, 2004

The Richland State Bank, Rayville, Richland Parish, LA, opened its NORTH SEVENTH BRANCH at its temporary location at 2406 North 7th Street and, at a later date, will relocate to its permanent location at 2500 North 7th Street, both locations within West Monroe, Ouachita Parish, LA, 71291.

Approved February 4, 2004

CARROLLTON BRANCH proposed by Omni Bank, Metairie, Jefferson Parish, LA, to be located at 637 South Carrollton Avenue, New Orleans, Orleans Parish, LA, 70118.

Filed February 5, 2004

DOWNTOWN BANKING CENTER proposed by Red River Bank, Alexandria, Rapides Parish, LA, to be located at 600 Jackson Street, Alexandria, Rapides Parish, LA, 71301.

Filed February 10, 2004; Approved February 25, 2004

PARKWAY BRANCH proposed by St. Martin Bank & Trust Company, St. Martinville, St. Martin Parish, LA, to be located at 100 Albertson Parkway, Broussard, Lafayette Parish, LA, 70518.

Approved February 12, 2004

MANDEVILLE BRANCH proposed by Statewide Bank (a State-chartered stock savings and loan association), Terrytown, Jefferson Parish, LA, to be located at 3025 East Causeway Approach, Mandeville, St. Tammany, LA, 70471.

Filed February 18, 2004

ZACHARY BRANCH proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 5440 Main Street, Zachary, East Baton Rouge Parish, LA, 70791.

Filed February 18, 2004

COVINGTON/COLLINS & COLUMBIA BRANCH proposed by Statewide Bank (a State-chartered stock savings and loan association), Terrytown, Jefferson Parish, LA, to be located at Section 38, Township 6 South, Range 11 East (located between Columbia Street and Collins Boulevard), Covington, St. Tammany Parish, LA, 70433.

Filed/Approved February 26, 2004

IBERIABANK, Lafayette, Lafayette Parish, LA, proposes to close its ALGIERS BRANCH located at 4626 General DeGaulle Drive, New Orleans, Orleans Parish, LA, 70131.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective March 31, 2003

Community Trust Bank, Choudrant, Lincoln Parish, LA, activated its “CTB CASH” machine located at 4331 Highway 563 within Magnolia Corner (convenience store), Simsboro, Lincoln Parish, LA, 72130.

Effective May 19, 2003

Community Trust Bank, Choudrant, Lincoln Parish, LA, activated its “CTB CASH” machine located at 3741 Elm Street within Ken’s Mini Mart, Choudrant, Lincoln Parish, LA, 71227.

Effective September 22, 2003

Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, ceased operations of its “WAGNERS ATM” machine located at 2100-C Airline Drive within Wagner’s Meat Market, Kenner, Jefferson Parish, LA, 70065.

Effective November 19, 2003

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, activated its “ADR ATM” machine located at 777 Coushatta Drive within North Associates Dining Room, Kinder, Allen Parish, LA, 70648.

Effective December 16, 2003

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, ceased operations of its “REDICASH” machine located at800 West Sampson within a convenience store, Westlake, Calcasieu Parish, LA, 70669.

Effective December 30, 2003

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, activated its “NADR ATM” machine located at 777 Coushatta Drive within New Expansion Associates Dining Room, Kinder, Allen Parish, LA, 70648.

Effective January 2, 2004

St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, “temporarily” ceased operations of its “BANK 24” machine located at 1240 Edith Street within Walley’s, Opelousas, St. Landry Parish, LA, 70570.

Effective January 6, 2004

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, ceased operations of its “REDICASH” machine located at 511 North Thompson within a convenience store, Iowa, Calcasieu Parish, LA, 70647.

Filed/Approved February 3, 2004

“HANDY 24” machine proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 17122 Greenwell Springs Road within GS Gas, Inc., Greenwell Springs, Livingston Parish, LA, 70739.

Filed/Approved February 3, 2004

“HANDY 24” machine proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 14869 Florida Boulevard within Double K Grocery & Deli, Baton Rouge, East Baton Rouge Parish, LA, 70819.
 

Effective February 19, 2004
St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, activated its “BANK-24” machine located at 1240 Edith Street within Chip’s Casino Bar & Grill, Opelousas, St. Landry Parish, LA, 70570.

Filed/Approved February 25, 2004

“PRIVATE BANKER” machine proposed by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 8796 Greenwell Springs Road, Baton Rouge, East Baton Rouge Parish, LA, 70814.

Withdrawn February 25, 2004

“CTB CASH” machine proposed by Community Trust Bank, Choudrant, Lincoln Parish, LA, to be located at 193 Squire Creek Parkway within Squire Creek (country club), Ruston, Lincoln Parish, LA, 71270.

Filed/Approved February 25, 2004

American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, proposes to relocate its “ROTOLO’S PIZZERIA ATM” machine from 1125 Bob Pettit Road [70820] to 15365 George O’Neal Road [70817], both located within Baton Rouge, East Baton Rouge Parish, LA, to be known as “The Grand Cinema ATM”.

Filed/Approved February 27, 2004

“PRIVATE BANKER” machine proposed by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 2500 North State Street within the University of Mississippi Medical Center, Jackson, Hinds County, MS, 39216.


LOAN or TRUST PRODUCTION OFFICES

Effective October 31, 2003

American Horizons Bank, Monroe, Ouachita Parish, LA, closed its HORIZONS BANK MORTGAGE LOAN PRODUCTION OFFICE located at 3101 Cypress Street, Suite 3, West Monroe, Ouachita Parish, LA, 71291.

Filed/Approved February 3, 2004

PEOPLES STATE BANK, LOAN PRODUCTION OFFICE BOSSIER CITY proposed by The Peoples State Bank, Many, Sabine Parish, LA, to be located at 2353 Airline Drive, Bossier City, Bossier Parish, LA, 71111.

Approved February 4, 2004

HOUMA LOAN PRODUCTION OFFICE proposed by IBERIABANK, Lafayette, Lafayette Parish, LA, to be located at 120 Progressive Boulevard, Suite 101, Houma, Terrebonne Parish, LA, 70360.

Filed February 6, 2004; Approved February 16, 2004
WILLIAMS LOAN PRODUCTION OFFICE proposed by Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 3410 Williams Boulevard, Kenner, Jefferson Parish, LA, 70065.

Withdrawn February 9, 2004

GRAND CASINO HOTEL LOAN PRODUCTION OFFICE proposed by Sabine State Bank and Trust Company, Many, Sabine Parish, LA, to be located at Longleaf Conference Room, 777 Coushatta Drive, Kinder, Allen Parish, LA, 70648.  (Located on non-gaming Tribal Land)

Filed February 20, 2004; Approved February 27, 2004

SHREVEPORT LOAN PRODUCTION OFFICE proposed by Ouachita Independent Bank, Monroe, Ouachita Parish, LA, to be located at 9091 Ellerbe Road, Suite 200A, Shreveport, Caddo Parish, LA, 71106.


SUBSIDIARIES

Filed February 5, 2004

GBT ENTERPRISES, INC., a proposed subsidiary to be established by Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, to be located at 1246 Third Street, Gibsland, Bienville Parish, LA, 71028.


OTHER

Filed December 17, 2003

A proposed trust representative office to be established by STANFORD TRUST COMPANY, Baton Rouge, LA, to be located at 5050 Westheimer, Harris County, Houston, TX, 77056.


Any questions should be directed to Pam Skelton at (225) 925-4661.