BANK HOLDING COMPANIES

Approved February 4, 2005; Filed January 21, 2005

Application by First Community Bank, Hammond, Tangipahoa Parish, Louisiana, to engage in a statutory share exchange with First Community Holding Company, whereby First Community Holding Company will become a one-bank holding company.


BANKS/THRIFTS/CREDIT UNIONS

Filed w/FRB-Atlanta

OFI Received January 24, 2005

Application by Regions Bank (an Alabama state-chartered bank), Birmingham, Jefferson County, Alabama, for consent to purchase certain assets and assume the liability to pay deposits of the Louisiana branches of Union Planters Bank, National Association, Memphis, TN.

Effective January 31, 2005 @ 11:59 p.m.

American Horizons Bancorp, Inc., Monroe, LA, merged with and into IBERIABANK Corporation, Lafayette, LA, and immediately thereafter, merged American Horizons Bank, Monroe, Ouachita Parish, LA, with and into IBERIABANK, Lafayette, Lafayette Parish, LA, under the Charter of and with the Title:  IBERIABANK, domiciled in Lafayette, Lafayette Parish, LA, and established the existing offices of American Horizons Bank as branches of IBERIABANK.

Approved February 28, 2005

Fifth District Savings & Loan Association, New Orleans, Orleans Parish, LA, proposes to convert from a State-chartered mutual savings and loan association to a Federally-chartered mutual savings association under the Title:  Fifth District Savings Bank, domiciled in New Orleans, Orleans Parish, LA.


BRANCHES

Effective December 20, 2004

Resource Bank, Mandeville, St. Tammany Parish, LA, opened its WEST CAUSEWAY OFFICE located at 1695 West Causeway Approach, Mandeville, St. Tammany Parish, LA, 70471.

Approved February 3, 2005
SLIDELL BRANCH proposed by Statewide Bank, Terrytown, Jefferson Parish, LA, to be located at 300 Gause Boulevard West, Slidell, St. Tammany Parish, LA, 70460.

Approved February 9, 2005

PERKINS ROAD BRANCH proposed by Citizens Bank & Trust Company, Plaquemine, Iberville Parish, LA, to be located at Tract “B-1-B” on Perkins Road, Baton Rouge, East Baton Rouge Parish, LA, 70810.

Approved February 21, 2005

KALISTE SALOOM BRANCH proposed by Gulf Coast Bank, Abbeville, Vermilion Parish, LA, to be located at 1405 Kaliste Saloom Road, Lafayette, Lafayette Parish, LA, 70503.

Approved February 24, 2005; Filed February 2, 2005

CHAUVIN BRANCH proposed by Coastal Commerce Bank, Houma, Terrebonne Parish, LA, to be located at 5094 Highway 56, Chauvin, Terrebonne Parish, LA, 70344.

Approved February 24, 2005; Filed February 2, 2005

EAST HOUMA BRANCH proposed by Coastal Commerce Bank, Houma, Terrebonne Parish, LA, to be located at 708 Grand Caillou Road, Houma, Terrebonne Parish, LA, 70363.

Approved February 24, 2005; Filed February 9, 2005

ST. FRANCISVILLE OFFICE proposed by The Highlands Bank, Jackson, East Feliciana Parish, LA, to be located at 7300 Highway 61, St. Francisville, West Feliciana Parish, LA, 70775.

Filed February 25, 2005

TRUCK #4 and TRUCK #5 proposed by First Bank and Trust, New Orleans, Orleans Parish, LA, to operate within Jefferson, Orleans, and St. Bernard Parishes, LA.

Approved February 28, 2005; Filed February 11, 2005

HIGHWAY 21 OFFICE proposed by Resource Bank, Mandeville, St. Tammany Parish, LA, to be located at 70533 Highway 21, Covington, St. Tammany Parish, LA, 70433.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective December 17, 2004

Red River Bank, Alexandria, Rapides Parish, LA, relocated its “CALVARY BAPTIST CHURCH EFT” machine from 5011 Jackson Street within Calvary Baptist Church to 2039 North Mall Drive within The Grand Theatre, both located within Alexandria, Rapides Parish, LA, 71301, with the name “THE GRAND THEATRE EFT”.

Filed/Approved February 9, 2005
“PEOPLES 24” machine proposed by The Peoples Bank and Trust Company of Pointe Coupee Parish, Louisiana, New Roads, Pointe Coupee Parish, LA, to be located at 6136 Island Road within LA Express convenient store, Jarreau, Pointe Coupee Parish, LA, 70749.

Filed/Approved February 9, 2005

“HANDY 24” machine proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 20180 Iowa Street within the Livingston Parish Courthouse, Livingston, Livingston Parish, LA, 70754.

Filed/Approved February 25, 2005

The Bank of Commerce, White Castle, Iberville Parish, LA, proposes the following machines:

            “BELLE RIVER ATM” #1 to be located at 1012 Highway 70 within the c-store, and

            “BELLE RIVER ATM” #2 to be located at 1012 Highway 70 within the bar,

both within Pierre Part, Assumption Parish, LA, 70339.


CHANGES OF LOCATION/CONSOLIDATIONS

Filed February 22, 2005

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, proposes to relocate its FORT POLK MAIN BRANCH from the Corner of Georgia and Alabama Avenues, Building #3811 to the Corner of Montana and Colorado Avenues, both locations within Fort Polk, Vernon Parish, LA, 71459.


LOAN or TRUST PRODUCTION OFFICES

Effective December 15, 2004

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, opened its CRESCENT BANK & TRUST TAMPA LOAN PRODUCTION OFFICE located at 5453 West Waters Avenue, Suite 105, Tampa, Hillsborough County, FL, 33634.

Approved February 2, 2005

WASHINGTON STATE BANK LOAN PRODUCTION OFFICE proposed by Washington State Bank, Washington, St. Landry Parish, LA, to be located at 2501 Metairie Lawn Drive, Metairie, Jefferson Parish, LA, 70002.

Approved February 4, 2005; Filed February 2, 2005

CRESCENT BANK & TRUST MEMPHIS LOAN PRODUCTION OFFICE proposed by Crescent Bank & Trust, New Orleans, Orleans Parish, LA, to be located at 1850 Poplar Crest Cove, Suite 202, Memphis, Shelby County, TN, 38119.

Approved February 28, 2005; Filed February 22, 2005

CRESCENT BANK & TRUST JACKSON LOAN PRODUCTION OFFICE proposed by Crescent Bank & Trust, New Orleans, Orleans Parish, LA, to be located at 3900 Lakeland Drive, Suite 503, Jackson, Rankin County, MS, 39232.


SUBSIDIARIES

Filed February 9, 2005

BANKERS MORTGAGE CENTER, INC., a proposed subsidiary to be established by Ouachita Independent Bank, Monroe, Ouachita Parish, LA, to be located at 909 North 18th Street, Monroe, Ouachita Parish, LA, 71201.

Approved February 28, 2005; Filed February 14, 2005

FAB OTHER REAL ESTATE, LLC, a proposed subsidiary to be established by First American Bank and Trust, Vacherie, St. James Parish, LA, to be located at 2785 Louisiana Highway 20 West, Vacherie, St. James Parish, LA, 70090.


Any questions should be directed to Pam Skelton at (225) 925-4661.