BANK HOLDING COMPANIES

Effective September 30, 2005

Farmers State Bank & Trust Co., Church Point, Acadia Parish, Louisiana, engaged in a statutory share exchange with FSB Bancshares, Inc., whereby FSB Bancshares, Inc., became a one-bank holding company.

Effective October 1, 2005

FSB Bancshares, Inc., Church Point, Acadia Parish, LA, became a one-bank holding company by acquiring control of 100% of the issued and outstanding stock of Farmers State Bank & Trust Co., Church Point, Acadia Parish, LA, pursuant to Section 3(a)(1) of the BHC Act of 1956, as amended.


BANKS/THRIFTS/CREDIT UNIONS

Acknowledged January 4, 2006

INVESTAR BANK, a proposed “de novo” State-chartered commercial bank, to be located at 7000 Block of Perkins Road, Baton Rouge, East Baton Rouge Parish, LA, 70808.

Filed January 30, 2006

FIRST NBC BANK, a proposed “de novo” State-chartered commercial bank, to be located at 210 Baronne Street, New Orleans, Orleans Parish, LA, 70112.  [Contact:  T. Jefferson Fair, President, National Capital, L.L.C., Post Office Box 14720, Baton Rouge, LA, 70898; Phone: (225) 757-1200.]


BRANCHES

Effective January 3, 2006

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, opened its ELMWOOD BRANCH located on 5600 Jefferson Highway, Building C-1, Jefferson, Jefferson Parish, LA, 70123.

Effective January 9, 2006

Tensas State Bank, Newellton, Tensas Parish, LA, opened its VIDALIA BRANCH located at 1607 Carter Street, Vidalia, Concordia Parish, LA, 71334.

Approved January 23, 2006

BATON ROUGE BRANCH proposed by Fidelity Homestead Association, New Orleans, Orleans Parish, LA, to be located at 5643 Corporate Boulevard, Baton Rouge, East Baton Rouge Parish, LA, 70808.

Approved January 23, 2006

UNIVERSITY BRANCH proposed by Your Bank, Ponchatoula, Tangipahoa Parish, LA, to be located at 14455 University Avenue, Hammond, Tangipahoa Parish, LA, 70401.

Approved January 30, 2006; Filed January 13, 2006

BAYOU BLUE BRANCH proposed by South Louisiana Bank, Houma, Terrebonne Parish, LA, to be located on 2010 Bayou Blue Road, Houma, Terrebonne Parish, LA, 70364.


CHANGES OF LOCATION/CONSOLIDATIONS

Effective January 3, 2006

First American Bank and Trust, Vacherie, St. James Parish, LA, relocated its PIERRE PART OFFICE from 3518 Highway 70 South to 3420 Highway 70 South (a distance of 0.2 miles), both locations within Pierre Part, Assumption Parish, LA, 70339.

Filed January 17, 2006

Community Trust Bank, Choudrant, Lincoln Parish, LA, proposes to consolidation its NORTH BERNICE BRANCH located at U. S. Highway 167 North and 2nd Street, with the BERNICE BRANCH located at 418 Cherry Street (approximately 100 yards), both locations within Bernice, Union Parish, Louisiana.

Filed January 26, 2006

Southern Heritage Bank, Jonesville, Catahoula Parish, LA, proposes to relocate its JENA OFFICE from 3148 West Oak Street and the JENA BRANCH from 2908 East Oak Street to 2832 East Oak Street (both a distance of approximately 0.3 miles or less), all locations within Jena, LaSalle Parish, Louisiana, 71342, to be known as JENA OFFICE.

Approved January 31, 2006

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, proposes to relocate its HARRISON AVENUE BRANCH from 244 West Harrison Avenue, New Orleans, Orleans Parish, LA, 70124 to 1000 Veterans Memorial Boulevard, Suite 100, Metairie, Jefferson Parish, LA, 70005 (a distance of 1.5 miles), to be known as METAIRIE BRANCH.


LOAN or TRUST PRODUCTION OFFICES

Effective December 19, 2005

IBERIABANK, Lafayette, Lafayette Parish, LA, opened its PRAIRIEVILLE LOAN PRODUCTION OFFICE located at 17278 Airline Highway, Suite E, Prairieville, Ascension Parish, LA, 70769.

Effective December 21, 2005

IBERIABANK, Lafayette, Lafayette Parish, LA, opened its SHREVEPORT LOAN PRODUCTION OFFICE located at 9091 Ellerbe Road, Suite 200-B, Shreveport, Caddo Parish, LA, 71106.

Approved January 25, 2006; Filed January 10, 2006

HAMMOND LOAN PRODUCTION OFFICE proposed by Fidelity Homestead Association, New Orleans, Orleans Parish, LA, to be located at 1805 Southwest Railroad Avenue, Suite C, Hammond, Tangipahoa Parish, LA, 70401.

Filed/Approved January 27, 2006

Washington State Bank, Washington, St. Landry Parish, LA, proposes to relocate its WASHINGTON STATE BANK LOAN PRODUCTION OFFICE from 2501 Metairie Lawn Drive [70002] to100 Veterans Boulevard [70001], both located in Metairie, Jefferson Parish, LA.


SUBSIDIARIES

Effective June 21, 2005

St. Martin Bank & Trust Company, St. Martinville, St. Martin Parish, LA, established its subsidiary, SMB MINERALS, L.L.C., located at 301 South Main Street, St. Martinville, St. Martin Parish, LA, 70582.

Approved January 4, 2006

EVANGELINE INSURANCE COMPANY, LLC, a proposed subsidiary to be established by The Evangeline Bank & Trust Company, Ville Platte, Evangeline Parish, LA, to be located at 497 West Main Street, Ville Platte, Evangeline Parish, LA, 70586.

Approved January 9, 2006

AMERICAN GATEWAY INSURANCE AGENCY, L.L.C., a proposed subsidiary to be established by American Gateway Bank, Baton Rouge, East Baton Rouge Parish, LA, to be located at 11307 Coursey Boulevard, Baton Rouge, East Baton Rouge Parish, LA, 70816.


OTHER

No activity.


Any questions should be directed to Pam Skelton at (225) 925-4661.