BANK HOLDING COMPANIES

Filed w/FRB-Atlanta

OFI received July 9, 2004

Application by Midsouth Bancorp, Inc., Lafayette, Lafayette Parish, LA, to acquire 100% of the issued and outstanding shares of common stock of Lamar Bancshares, Inc., Beaumont, Jefferson County, TX, and thereby acquire its subsidiaries, Lamar Delaware Financial Corporation, Dover, Kent County, DE, and Lamar Bank, Beaumont, TX, pursuant to Section 3(a)(3) of the BHC Act of 1956, as amended.


BANKS/THRIFTS/CREDIT UNIONS

Effective April 26, 2004                                                                          

Iberville Trust & Savings Bank, Plaquemine, Iberville Parish, LA, changed its name to Iberville Bank.

Filed w/OCC

OFI received July 9, 2004

Proposed merger of Bank One, National Association, Chicago, IL, and Bank One, National Association, Columbus, OH, with and into JPMorgan Chase Bank, New York, NY, under the title of JPMorgan Chase Bank, National Association, domiciled in Columbus, OH, and to establish the existing offices of JPMorgan Chase Bank, New York, NY, Bank One, National Association, Chicago, IL, and Bank One, National Association, Columbus, OH, as branches of JPMorgan Chase Bank, National Association.


BRANCHES

Effective July 1, 2004

Gulf Coast Bank, Abbeville, Vermilion Parish, LA, opened its WEST CONGRESS BRANCH located at 711 West Congress, Lafayette, Lafayette Parish, LA, 70505.

Approved July 7, 2004

HIGHWAY 21 AT BREWSTER ROAD BRANCH proposed by Statewide Bank (a State-chartered stock savings and loan association), Terrytown, Jefferson Parish, LA, to be located at Section 46, Township 7 South, Range 10 East (between Brewster Road and LA Highway 21), Covington, St. Tammany Parish, LA, 70433.

Effective July 8, 2004

American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, opened its COURSEY BRANCH located at 11307 Coursey Boulevard, Baton Rouge, East Baton Rouge Parish, LA, 70816.

Effective July 12, 2004

Community Bank of Louisiana, Mansfield, DeSoto Parish, LA, opened its SOUTH BOSSIER OFFICE located at 1815 Jimmie Davis Highway, Bossier City, Bossier Parish, LA, 71112.

Approved July 13, 2004

BRUSLY BRANCH proposed by The Cottonport Bank, Cottonport, Avoyelles Parish, LA, to be located at the corner of West St. Francis Street and Louisiana Highway 1 (Tract X-1), Brusly, West Baton Rouge Parish, LA, 70719.

Approved July 13, 2004

OLD METAIRIE LOCATION proposed by Fidelity Homestead Association (a State-chartered mutual savings and loan association), New Orleans, Orleans Parish, LA, to be located in the 1800 Block of Metairie Avenue, Metairie, Jefferson Parish, LA, 70005.

Filed July 13, 2004; Approved July 28, 2004

LAKE CHARLES BRANCH proposed by City Savings Bank & Trust Company, DeRidder, Beauregard Parish, LA, to be located at 3881 Gerstner Memorial Drive, Lake Charles, Calcasieu Parish, LA, 70607.

Filed July 29, 2004

OPERATIONS CENTER proposed by Statewide Bank (a State-chartered stock savings and loan association), Terrytown, Jefferson Parish, LA, to be located at 202 Lions (Stadium) Drive, Covington, St. Tammany Parish, LA, 70433.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective June 19, 2003

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, activated its “SHOP-A-LOTT #20 ATM” machine located at 201 Highway 3175 within Shop-A-Lott #20, Natchitoches, Natchitoches Parish, LA, 71457.

Effective June 30, 2004

Community Trust Bank, Choudrant, Lincoln Parish, LA, closed its “CTB CASH” machine located at 3959 Highway 80 West within USA Truck Stop, Calhoun, Ouachita Parish, LA, 71225.

Filed/Approved July 2, 2004

“CTB CASH” machine proposed by Community Trust Bank, Choudrant, Lincoln Parish, LA, to be located at 110 Woodward Avenue within Citgo U-Pak-It, Ruston, Lincoln Parish, LA, 71270.

Filed/Approved July 8, 2004

St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, proposes to relocate its “BANK-24” machine from 581 Saizon Street within Bourque’s Supermarket, Port Barre [70577], to 6028 Highway 182S, Opelousas [70570], both locations within St. Landry Parish, LA.

Effective July 13, 2004

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, activated the following “REDICASH” machines:

            703 North Thompson, Iowa, Calcasieu Parish, LA, 70647,

            8744 Highway 165, Oberlin, Allen Parish, LA, 70655, and

            607 North Adams Street, Welsh, Jefferson Davis Parish, LA, 70561.

Filed/Approved July 2, 2004; Effective July 15, 2004

Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, closed its “PRIVATE BANKER” machine located at 4277 Poche Court West, TANO Building within U. S. Department of Agriculture, New Orleans, Orleans Parish, LA, 70129.

Effective July 16, 2004

Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, activated its “PRIVATE BANKER” machine located at 100 International Drive within the Jackson International Airport, Jackson, Hinds County, MS, 39208.

Filed/Approved July 26, 2004

Community Trust Bank, Choudrant, Lincoln Parish, LA, proposes to close the following “CTB CASH” machines:

1500 North 19th Street within 2nd Floor Training Room [71201], and

780 Kansas Lane [71210], both locations within Monroe, Ouachita Parish, LA.


CHANGES OF LOCATION/CONSOLIDATIONS

Effective October 20, 2003

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, relocated its Logansport Branch from 221 Main Street to 314 Main Street (a distance of 1½ blocks), both locations within Logansport, DeSoto Parish, LA, 71049.


LOAN or TRUST PRODUCTION OFFICES

Effective June 14, 2004

The Union Bank, Marksville, Avoyelles Parish, LA, opened its LAFAYETTE LOAN PRODUCTION OFFICE located at 1042 Camellia Boulevard, No. 12, Lafayette, Lafayette Parish, LA, 70508.  [Originally filed with No. 11.]


SUBSIDIARIES

Effective July 9, 2004

Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, established a subsidiary, GBT ENTERPRISES, INC., located at 1246 Third Street, Gibsland, Bienville Parish, LA, 71028.


TRUST POWERS

Final Approval/Effective July 8, 2004

Omni Bank, Metairie, Jefferson Parish, LA, increased Limited Trust Powers to Full Trust Powers.


Any questions should be directed to Pam Skelton at (225) 925-4661.