BANK HOLDING COMPANIES

Filed March 9, 2004

Proposed Merger of Regions Financial Corporation (a Delaware corporation), Birmingham, Jefferson County, AL, with and into New Regions Financial Corporation, Birmingham, Jefferson County, AL, and immediately thereafter, Union Planters Corporation (a Tennessee corporation), Memphis, Shelby County, TN, with and into New Regions Financial Corporation, pursuant to Sections 3(a)(1), 3(a)(3), 3(a)(5), and 4(c)(8) of the Bank Holding Company Act of 1956, as amended, with the title “Regions Financial Corporation”, domiciled in Birmingham, Jefferson County, AL.


BANKS/THRIFTS/CREDIT UNIONS

No Activity


BRANCHES

Effective September 15, 2003

Fidelity Homestead Association (a State-chartered mutual savings and loan association), New Orleans, Orleans Parish, LA, opened its METAIRIE DRIVE THROUGH FACILITY located at 1220 Veterans Memorial Boulevard, Metairie, Jefferson Parish, LA, 70005.

Effective December 15, 2003

The Peoples State Bank, Many, Sabine Parish, LA, opened its WIMBLEDON BRANCH located at 1423 Wimbledon Drive, Alexandria, Rapides Parish, LA, 71301.

Effective February 27, 2004

First American Bank and Trust, Vacherie, St. James Parish, LA, closed its ST. ROSE DRIVE‑UP FACILITY located at 11438 River Road, St. Rose, St. Charles Parish, LA, 70087.

Approved March 1, 2004

DOWNTOWN BANKING CENTER proposed by Red River Bank, Alexandria, Rapides Parish, LA, to be located at 600 Jackson Street, Alexandria, Rapides Parish, LA, 71301.
 

Effective March 1, 2004

IBERIABANK, Lafayette, Lafayette Parish, LA, opened its TEXAS STREET BRANCH located at 320 Texas Street, Shreveport, Caddo Parish, LA, 71101.

Effective March 8, 2004

Farmers State Bank & Trust Co., Church Point, Acadia Parish, LA, opened its JUDICE BRANCH located at 1950 Ridge Road, Duson, Lafayette Parish, LA, 70529.

Filed March 8, 2004; Approved March 30, 2004

WILLIAMS BOULEVARD BRANCH proposed by Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 3410 Williams Boulevard, Kenner, Jefferson Parish, LA, 70065.

Filed March 10, 2004; Approved March 25, 2004

SHREVEPORT BRANCH proposed by Ouachita Independent Bank, Monroe, Ouachita Parish, LA, to be located at 9091 Ellerbe Road, Suite 200A, Shreveport, Caddo Parish, LA, 71106.

Filed March 16, 2004

LAPLACE BRANCH proposed by Omni Bank, Metairie, Jefferson Parish, LA, to be located at 113 Belle Terre Boulevard, LaPlace, St. John the Baptist Parish, LA, 70068.

Filed March 22, 2004

GREENWELL SPRINGS ROAD BRANCH proposed by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 8796 Greenwell Springs Road, Baton Rouge, East Baton Rouge Parish, LA, 70814.

Filed/Approved March 22, 2004

First Bank and Trust, New Orleans, Orleans Parish, LA, proposes to close its WEST JEFFERSON BRANCH located at 1101 Medical Center Boulevard, Central Registration Booth G, Marrero, Jefferson Parish, LA, 70072.

Approved March 29, 2004

ZACHARY BRANCH proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 5440 Main Street, Zachary, East Baton Rouge Parish, LA, 70791.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective April 21, 2003

Ouachita Independent Bank, Monroe, Ouachita Parish, LA, ceased operations of its “THE IKE” machine located at 501 Mane Street within the Ike Hamilton Exposition Center, West Monroe, Ouachita Parish, LA, 71291.

Effective August 15, 2003

Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, activated its “PRIVATE BANKER” located at 1400 J. R. Lynch Street within Campus Union Building, Jackson State University, Jackson, Hinds County, MS, 39217.

Effective August 22, 2003

Community Trust Bank, Choudrant, Lincoln Parish, LA, activated its “CTB CASH” machine located at 2000 Farmerville Highway within Davison Transport, Ruston, Lincoln Parish, LA, 71270.

Effective November 26, 2003

Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, activated its “OAKWOOD CORPORATE CENTER ATM” machine located at 401 Whitney Avenue, 1st Floor Lobby, Gretna, Jefferson Parish, LA, 70053.

Effective January 7, 2004

Citizens Bank & Trust Company, Springhill, Webster Parish, LA, ceased operations of its “EXPRESS 24” machine located at 400 Butler Street within Brookshire Grocery Store, Springhill, Webster Parish, LA, 71075.

Effective February 27, 2004

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, relocated its “CPB-24 FAST CASH” machine from 100 Marina Del Ray within Marina Del Ray to 304 Highway 22 West within The Garden Spot, both locations within Madisonville, St. Tammany Parish, LA.

Effective February 27, 2004

Rayne State Bank & Trust Company, Rayne, Acadia Parish, LA, closed its “24-HOUR TELLER” machine located at 3905 North University Avenue within Pop and Go Store, Carencro, Lafayette Parish, LA, 70520.

Effective February 27, 2004

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, activated its “HANDY 24” machine located at 17122 Greenwell Springs Road within GS Gas, Inc., Greenwell Springs, Livingston Parish, LA, 70739.

Effective February 27, 2004

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, activated its “HANDY 24” machine located at 14869 Florida Boulevard within Double K Grocery & Deli, Baton Rouge, East Baton Rouge Parish, LA, 70819.
 

Filed/Approved March 1, 2004

Southern Heritage Bank, Jonesville, Catahoula Parish, LA, proposes to close its “THE MONEY MAKER” machine located at Intersection of US Highway 84 and LA Highway 28 within Texaco Towne, Jonesville, Catahoula Parish, LA, 71343.

Effective March 11, 2004

Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, activated its “PRIVATE BANKER” machine located at 8796 Greenwell Springs Road, Baton Rouge, East Baton Rouge Parish, LA, 70814.

Effective March 15, 2004

American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, relocated its “ROTOLO’S PIZZERIA ATM” machine from 1125 Bob Pettit Road [70820] to 15365 George O’Neal Road [70817], both located within Baton Rouge, East Baton Rouge Parish, LA, to be known as “THE GRAND CINEMA ATM”.


CHANGES OF LOCATION/CONSOLIDATIONS

 
Effective March 22, 2004
Cameron State Bank, Lake Charles, Calcasieu Parish, LA, relocated its MAIN OFFICE from 2901 Ryan Street [70601] to 4440 Nelson Road [70605] (a distance of 3 miles southwest) both locations within Lake Charles, Calcasieu Parish, LA, and retained the former Main Office location to be known as the MID CITY BRANCH.

Effective March 22, 2004

The Bank, Jennings, Jefferson Davis Parish, LA, consolidated its JENNINGS BRANCH located at 302 North Cutting Avenue, with its MAIN OFFICE located at 314 North Main Street, and concurrently relocated its MAIN OFFICE from 314 North Main Street to the NORTH CUTTING MOTOR BRANCH located at 1304 North Cutting Avenue (a distance of approximately ¾ of a mile Northeast), all locations within Jennings, Jefferson Davis Parish, LA, 70546.


LOAN or TRUST PRODUCTION OFFICES

Effective December 15, 2003

The Peoples State Bank, Many, Sabine Parish, LA, closed its PEOPLES STATE BANK LOAN PRODUCTION OFFICE located at 4115 Parliament Drive, Alexandria, Rapides Parish, LA, 71303.

Effective January 15, 2004

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, opened its LAFAYETTE LOAN PRODUCTION OFFICE located at 1720 Kaliste Saloom Road, Suite B1, Lafayette, Lafayette Parish, LA, 70508.
 

Effective February 4, 2004

The Peoples State Bank, Many, Sabine Parish, LA, opened its PEOPLES STATE BANK, LOAN PRODUCTION OFFICE BOSSIER CITY located at 2353 Airline Drive, Bossier City, Bossier Parish, LA, 71111.

Effective February 10, 2004

IBERIABANK, Lafayette, Lafayette Parish, LA, opened its HOUMA LOAN PRODUCTION OFFICE located at 120 Progressive Boulevard, Suite 101, Houma, Terrebonne Parish, LA, 70360.

Effective February 20, 2004

Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its WILLIAMS LOAN PRODUCTION OFFICE located at 3410 Williams Boulevard, Kenner, Jefferson Parish, LA, 70065.

Filed March 9, 2004

MANDEVILLE LOAN PRODUCTION OFFICE proposed by Omni Bank, Metairie, Jefferson Parish, LA, to be located at 4040 Florida Street, Mandeville, St. Tammany Parish, LA, 70448.

Filed March 10, 2004; Approved March 11, 2003

MISSISSIPPI LOAN PRODUCTION OFFICE proposed by First Bank and Trust, New Orleans, Orleans Parish, LA, to be located at 2301 14th Street, Gulfport, Harrison County, MS, 39530.

Filed March 22, 2004; Approved March 23, 2004

MANDEVILLE LOAN PRODUCTION OFFICE proposed by IBERIABANK, Lafayette, Lafayette Parish, LA, to be located at 1305 West Causeway Approach, Suite 103, Mandeville, St. Tammany Parish, LA, 70471.

Filed March 29, 2004

PRAIRIEVILLE LOAN PRODUCTION OFFICE proposed by Central Progressive Bank, Lacombe, St. Tammany Parish, LA, to be located at 16179 State Bank Drive, Suite A, Prairieville, Ascension Parish, LA, 70769.


SUBSIDIARIES

Approved March 17, 2004

GBT ENTERPRISES, INC., a proposed subsidiary to be established by Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, to be located at 1246 Third Street, Gibsland, Bienville Parish, LA, 71028.


Any questions should be directed to Pam Skelton at (225) 925-4661.