BANK HOLDING COMPANIES

Effective November 30, 2004
Algiers Bancorp, Inc., Baton Rouge, East Baton Rouge Parish, LA, became a one-bank holding company by acquiring control of 100% of the issued and outstanding stock of Statewide Bank, Terrytown, Jefferson Parish, LA, pursuant to Section 3(a)(1) of the BHC Act of 1956, as amended.


BANKS/THRIFTS/CREDIT UNIONS

Effective November 3, 2004; Final Approval November 1, 2004
YOUR BANK, a “de novo” State-chartered commercial bank, located at 1639 Highway 51, Ponchatoula, Tangipahoa Parish, LA, 70454, opened for business with an initial capitalization of $4,500,000, comprised of $1,000 in capital stock and $4,499,000 in surplus. (Originally filed with the address of 720 West Pine Street.)

Filed November 5, 2004

Business Holding Corporation, Baton Rouge, LA, proposes to merge with and into BancorpSouth, Inc. (a Mississippi corporation), Tupelo, MS, and immediately thereafter, merge The Business Bank, Baton Rouge, East Baton Rouge Parish, LA, with and into BancorpSouth Bank (a Mississippi state bank), Tupelo, Lee County, MS, under the Charter of and with the Title:  BancorpSouth Bank, domiciled in Tupelo, MS, and to establish the existing sole office of The Business Bank as a branch of BancorpSouth Bank.

Effective November 30, 2004
Statewide Bank, Terrytown, Jefferson Parish, LA, converted from a State-chartered Stock Savings Association to a State-chartered Commercial Bank under the Charter of and with the Title: Statewide Bank, domiciled in Terrytown, Jefferson Parish, LA. [Formerly Algiers Bank & Trust, New Orleans, Orleans Parish, LA.]


BRANCHES

Effective October 28, 2003

State Bank and Trust Company, Many, Sabine Parish, LA, activated its MOBILE BRANCH within Allen Parish, LA.

Effective October 20, 2004

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, opened its LECOMPTE BRANCH located at 1717 Highway 71, Lecompte, Rapides Parish, LA, 71346.

Approved November 8, 2004

NEW ROADS OFFICE proposed by First Bank, Baton Rouge, East Baton Rouge Parish, LA, to be located at 2600 False River Drive, New Roads, Pointe Coupee Parish, LA, 70760.

Approved November 8, 2004

ALEXANDRIA-JACKSON STREET EXTENSION OFFICE proposed by Southern Heritage Bank, Jonesville, Catahoula Parish, LA, to be located at 5211 Jackson Street, Alexandria, Rapides Parish, LA, 71303-2320.

Effective November 11, 2004

Community First Bank, New Iberia, Iberia Parish, LA, opened its BROUSSARD BRANCH located at 801 Albertson’s Parkway, Broussard, Lafayette Parish, LA, 70518.

Effective November 15, 2004

First Guaranty Bank, Hammond, Tangipahoa Parish, LA, opened its BERRYLAND BRANCH located at 105 Berryland, Ponchatoula, Tangipahoa Parish, LA, 70454.

Filed November 16, 2004

HOUMA BRANCH proposed by Community Bank, Raceland, Lafourche Parish, LA, to be located at 1227 St. Charles Street, Houma, Terrebonne Parish, LA, 70360.

Filed/Approved November 17, 2004

St. Martin Bank & Trust Company, St. Martinville, St. Martin Parish, LA, proposes to close its SOUTH MAIN STREET BRANCH located at 6939-A Main Highway, St. Martinville, St. Martin Parish, LA, 70582.

Filed November 18, 2004

LAFAYETTE SOUTH BRANCH proposed by American Bank & Trust Company, Opelousas, St. Landry Parish, LA, to be located at 1306 Camellia Boulevard, Lafayette, Lafayette Parish, LA, 70508.

Filed November 23, 2004

CARLYSS BRANCH proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 4494 Highway 27 South, Sulphur, Calcasieu Parish, LA, 70665.

Filed November 23, 2004

START BRANCH proposed by Guaranty Bank and Trust Company of Delhi, Delhi, Richland Parish, LA, to be located at 2899 Louisiana Highway 133, Start, Richland Parish, LA, 71279.

Approved November 29, 2004; Filed November 9, 2004

GONZALES OFFICE proposed by First American Bank and Trust, Vacherie, St. James Parish, LA, to be located at 404 North Burnside, Gonzales, Ascension Parish, LA, 70737.

Filed November 29, 2004

CROWLEY BRANCH proposed by American Bank, Welsh, Jefferson Davis Parish, LA, to be located at 357 Oddfellows Road, Crowley, Acadia Parish, LA, 70526.

Filed November 30, 2004

TALLULAH OFFICE proposed by Delta Bank, Vidalia, Concordia Parish, LA, to be located at 303 South Cedar, Tallulah, Madison Parish, LA, 71282.


ELECTRONIC FINANCIAL TERMINALS (EFTs)

Effective April 13, 2004

Iberville Bank, Plaquemine, Iberville Parish, LA, activated its “MONEY MAKER” machine located at 1111 Lobdell Highway within Langham Chevron, Port Allen, West Baton Rouge Parish, LA, 70767.

Effective July 12, 2004

St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, relocated its “BANK-24” machine from 581 Saizon Street within Bourque’s Supermarket, Port Barre [70577], to 6028 Highway 182S, Opelousas [70570], both locations within St. Landry Parish, LA.

Effective August 23, 2004

Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, ceased operations of its “REDI‑BANKER” machine located at 700 Factory Outlet Drive within Factory Stores of America Mall, Arcadia, Bienville Parish, LA, 71001.

Effective September 30, 2004

American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, ceased operations of its “SIEGEN LANE ATM” machine located at 8601 Siegen Lane within Winn-Dixie Supermarket #1461, Baton Rouge, East Baton Rouge Parish, LA, 70810.

Effective October 18, 2004

Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, ceased operations of its temporary “HANDY 24” machine at 403 St. Francis Street within Madisonville Town Hall, Madisonville, St. Tammany Parish, LA, 70447.

Effective November 4, 2004

Community Trust Bank, Choudrant, Lincoln Parish, LA, activated its “CTB CASH” machine located at 193 Squire Creek Parkway within Squire Creek (country club), Ruston, Lincoln Parish, LA, 71270.

Filed/Approved November 9, 2004

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, proposes to close the following “CPB-24 FAST CASH” machines:

            701 East Pine Street within Bootsy’s, Ponchatoula, Tangipahoa Parish, LA, 70454, and

Southeastern Louisiana University campus near Strawberry Stadium, Hammond, Tangipahoa Parish, LA, 70402.

Filed/Approved November 15, 2004

“MOBILE ATM #5, #6, #7, and #8” machines proposed by Central Progressive Bank, Lacombe, St. Tammany Parish, LA, to be operated within Jefferson, Orleans, St. Tammany, Tangipahoa, Washington, Livingston, East Baton Rouge, and West Baton Rouge Parishes, LA.

Filed/Approved November 15, 2004

Central Progressive Bank, Lacombe, St. Tammany Parish, LA, proposes the following “CPB-24 FAST CASH” machines:

3154 Pontchartrain Drive within Southside Café, Slidell, St. Tammany Parish, LA, 70458,

67776 Highway 41 within Hickory Grocery, Pearl River, St. Tammany Parish, LA, 70452,

205 Cousin Street within Time Out Lounge, Slidell, St. Tammany Parish, LA, 70458,

14395 Old Baton Rouge Highway within Jackie’s of Hammond Sports Bar, Hammond, Tangipahoa Parish, LA, 70403, and

204 West Thomas within Benny’s, Hammond, Tangipahoa Parish, LA, 70401.

Filed/Approved November 23, 2004

IBERIABANK, Lafayette, Lafayette Parish, LA, proposes to close its “RED’S EFT” machine located at 301 Doucet Road within Red Lerille’s Health Club, Lafayette, Lafayette Parish, LA, 70503.

Filed/Approved November 29, 2004

Red River Bank, Alexandria, Rapides Parish, LA, proposes to relocate its “CALVARY BAPTIST CHURCH EFT” machine from 5011 Jackson Street within Calvary Baptist Church [71301] to 2039 North Mall Drive within The Grand Theatre [71302], both located within Alexandria, Rapides Parish, LA, with the name “THE GRAND THEATRE EFT”.

Filed/Approved November 30, 2004

“REDICASH” machine proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 4500 Lake Street, Lake Charles, Calcasieu Parish, LA, 70605.


CHANGES OF LOCATION/CONSOLIDATIONS

Approved November 4, 2004

Progressive Bank, Winnsboro, Franklin Parish, LA, proposes to relocate its ALBERTSON’S FINANCIAL CENTER from 2801 Sterlington Road within Albertson’s Store to 2899 Sterlington Road with Forsythe U-Pak-It Building (a distance of approximately 0.8 miles), both locations within Monroe, Ouachita Parish, LA, 71203, to be known as HIGHWAY 165 NORTH FINANCIAL CENTER.

Approved November 15, 2004

American Gateway Bank, Port Allen, West Baton Rouge Parish, LA, proposes to interchange its MAIN OFFICE from 320 North Alexander Avenue, Port Allen, West Baton Rouge Parish, LA, 70767 with its COURSEY BRANCH located at 11307 Coursey Boulevard, Baton Rouge, East Baton Rouge Parish, LA, 70816 [a distance of 11.2 miles], and to retain the former Main Office location as a branch to be known as PORT ALLEN BRANCH.


LOAN or TRUST PRODUCTION OFFICES

Effective October 5, 2004

Statewide Bank (a State-chartered stock savings and loan association), Terrytown, Jefferson Parish, LA, closed its STATEWIDE LOAN PRODUCTION OFFICE located at 832 East Boston Street, Covington, St. Tammany Parish, LA, 70433.

Effective October 8, 2004

IBERIABANK, Lafayette, Lafayette Parish, LA, opened its SOUTH BATON ROUGE LOAN PRODUCTION OFFICE located at 2051 Silverside Drive, Suite 120, Baton Rouge, East Baton Rouge Parish, LA, 70808.

Filed November 4, 2004

The Peoples State Bank, Many, Sabine Parish, LA, proposes to close its PEOPLES STATE BANK LOAN PRODUCTION OFFICE BOSSIER CITY located at 2353 Airline Drive, Bossier City, Bossier Parish, LA, 71111.


Any questions should be directed to Pam Skelton at (225) 925-4661.