BANK HOLDING COMPANIES

Filed October 30, 2002

Application by Resource Bank, Mandeville, St. Tammany Parish, Louisiana, to engage in a statutory share exchange with Resource Bankshares, Inc., whereby Resource Bankshares, Inc., will become a one-bank holding company.


BANKS/THRIFTS/CREDIT UNIONS

Final Approval October 21, 2002 (Phantom Bank)

Effective October 25, 2002 (Phantom Bank Merger)

LECOMPTE INTERIM BANK, a de novo State-chartered phantom bank, proposed by Bank of Lecompte, Lecompte, Rapides Parish, LA, for the purpose of effectuating the merger of Lecompte Interim Bank with and into Bank of Lecompte, Lecompte, Rapides Parish, LA, under the Charter of and with the Title: Bank of Lecompte.


BRANCHES


Effective April 17, 2002

St. Landry Bank and Trust Company, Opelousas, St. Landry Parish, LA, opened its WAL*MART BRANCH located at 1629 East Creswell Lane, Suite 1, Opelousas, St. Landry Parish, LA, 70570.

Effective August 22, 2002

Central Progressive Bank, Hammond, Tangipahoa Parish, LA, opened its GAUSE CENTRAL BRANCH located at 551 Gause Boulevard, Slidell, St. Tammany Parish, LA, 70460.

Filed October 8, 2002

JUDICE BRANCH proposed by Farmers State Bank & Trust Co., Church Point, Acadia Parish, LA, to be located at 1950 Ridge Road, Duson, Lafayette Parish, LA, 70529.

Filed October 8, 2002

FOLSOM HIGHWAY BRANCH proposed by Citizens Bank & Trust Company, Covington, St. Tammany Parish, LA, to be located at 73619 Highway 25, Covington, St. Tammany Parish, LA, 70435.

Filed/Approved October 9, 2002

Bank of West Baton Rouge, Port Allen, West Baton Rouge Parish, LA, proposes to close its Hooper Winn-Dixie #1576 Branch located at 10974 Joor Road within Winn-Dixie Marketplace #1576, Baton Rouge, East Baton Rouge Parish, LA, 70818.

Approved October 9, 2002

CSB WAL*MART #521 BRANCH proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at 2500 Highway 171, Lake Charles, Calcasieu Parish, LA, 70601.

Approved October 11, 2002

PONCHATOULA BRANCH proposed by Guaranty Savings & Homestead Association (a State‑chartered mutual savings and loan association), Metairie, Jefferson Parish, LA, to be located at Lots 15 & 16 Pelican Business Park Subdivision, fronting on Highway 51, Ponchatoula, Tangipahoa Parish, LA, 70454.

Approved October 15, 2002

PRYTANIA BRANCH proposed by IBERIABANK, New Iberia, Iberia Parish, LA, to be located at 4909 Prytania Street, New Orleans, Orleans Parish, LA, 70115.


ELECTRONIC FINANCIAL TERMINALS (EFTs)


Effective September 23, 2002

Fidelity Bank and Trust Company, Baton Rouge, East Baton Rouge Parish, LA, activated its “MMR ATM” machine located at 15961 Airline Highway within MMR Group, Inc., Baton Rouge, East Baton Rouge Parish, LA, 70817.

Effective September 27, 2002

Cameron State Bank, Lake Charles, Calcasieu Parish, LA, ceased operation of its “REDICASH” #2 machine located at 2717 Highway 3063 within a racetrack, Vinton, Calcasieu Parish, LA, 70668.

Filed/Approved October 10, 2002

“PULSE” machine proposed by Concordia Bank and Trust Company, Vidalia, Concordia Parish, LA, to be located at 1700 N. EE Wallace Boulevard within Riverland Medical Center, Ferriday, Concordia Parish, LA, 71334.

Filed/Approved October 10, 2002

“PULSE” machine proposed by Concordia Bank and Trust Company, Vidalia, Concordia Parish, LA, to be located at 129 Jefferson Davis Boulevard within Natchez Community Hospital, Natchez, Adams County, MS, 39120.

Filed/Approved October 23, 2002

“24-HOUR TELLER” machine proposed by Rayne State Bank & Trust Company, Rayne, Acadia Parish, LA, to be located at 1044 Church Point Highway within North Plaza Exxon, Rayne, Acadia Parish, LA, 70578.

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CHANGES OF LOCATION/CONSOLIDATIONS


Filed October 9, 2002; Approved October 29, 2002

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, proposes to change the location of its HEMPHILL BRANCH from 180 Main Street to 425 Highway 87 North (a distance of ¼ mile) both locations within Hemphill, Sabine County, Texas, 75948.

Filed October 9, 2002; Approved October 31, 2002

Sabine State Bank and Trust Company, Many, Sabine Parish, LA, proposes to change the location of its LOGANSPORT BRANCH from 221 Main Street to 314 Main Street (a distance of 1½ blocks) both locations within Logansport, DeSoto Parish, LA, 71049.

Approved October 15, 2002

Crescent Bank & Trust, New Orleans, Orleans Parish, LA, proposes to relocate its OPERATIONS CENTER BRANCH from 225 Baronne Street, Suite 1800 to 1450 Poydras Street, Suite 1800 (a distance of 6/10 of a mile) both locations within New Orleans, Orleans Parish, LA, 70112.


 
LOAN or TRUST PRODUCTION OFFICES


Filed/Approved October 10, 2002

Guaranty Savings & Homestead Association (a State‑chartered mutual savings and loan association), Metairie, Jefferson Parish, LA, proposes to close its GUARANTY SAVINGS & HOMESTEAD LOAN PRODUCTION OFFICE located at 1515 Highway 51, Ponchatoula, Tangipahoa Parish, LA, 70454. [See branch approval.]

Filed October 14, 2002

LAKE FOREST LOAN PRODUCTION OFFICE proposed by Liberty Bank and Trust Company, New Orleans, Orleans Parish, LA, to be located at 9820 Lake Forest Boulevard, New Orleans, Orleans Parish, LA, 70127.


SUBSIDIARIES

Filed October 1, 2002; Approved October 17, 2002

BOA PROPERTIES, L.L.C., a proposed subsidiary to be established by Bank of Abbeville & Trust Company, Abbeville, Vermilion Parish, LA, to be located at 123 Concord Street, Abbeville, Vermilion Parish, LA, 70510.

Filed October 8, 2002; Approved October 31, 2002

THE COTTONPORT PROPERTIES, LLC, a proposed subsidiary to be established by The Cottonport Bank, Cottonport, Avoyelles Parish, LA, to be located at 153 Cottonport Avenue, Cottonport, Avoyelles Parish, LA, 71327.

Filed October 9, 2002

THE COTTONPORT AIR, L.L.C., a proposed subsidiary to be established by The Cottonport Bank, Cottonport, Avoyelles Parish, LA, to be located at 117 East Ogden Street, Marksville, Avoyelles Parish, LA, 71351.

Filed October 22, 2002

FIRST AMERICAN INVESTMENTS & FINANCIAL SERVICES, LLC, a proposed subsidiary to be established by First American Bank and Trust, Vacherie, St. James Parish, LA, to be located at 13919 River Road, Luling, St. Charles Parish, LA, 70070.

Filed October 22, 2002

BOCS, INC., a proposed subsidiary to be established by Bank of Coushatta, Coushatta, Red River Parish, LA, to be located at 1525 Ringgold Avenue, Coushatta, Red River Parish, LA, 71019.

Filed October 30, 2002

RIVERMARK PROPERTIES, LLC, a proposed subsidiary to be established by Red River Bank, Alexandria, Rapides Parish, LA, to be located at 1412 Centre Court Drive, Alexandria, Rapides Parish, LA, 71301.


                         Any questions should be directed to Pam Skelton at (225) 925-4661.