BANKS/THRIFTS/CREDIT UNIONS

Filed September 22, 2000
Louisiana Bancshares, Inc., Baton Rouge, LA, proposes to merge with and into Britton & Koontz Capital Corporation, Natchez, MS, and immediately thereafter, merge Louisiana Bank & Trust Company, Baton Rouge, LA, with and into Britton & Koontz First National Bank, Natchez, MS, under the Charter of and with the Title: Britton & Koontz First National Bank, domiciled in Natchez, MS, and to establish the existing offices of Louisiana Bank & Trust Company as branches of Britton & Koontz First National Bank.


BRANCHES

Effective August 28, 2000
Horizons Bank, Monroe, Ouachita Parish, LA, opened its 165 NORTH BRANCH located at 4094 Highway 165 North, Monroe, Ouachita Parish, LA, 71203.

Filed September 11, 2000; Bates #131319
Exchange Bank & Trust Company, Natchitoches, Natchitoches Parish, LA, proposes to establish the following branches:

CHURCH STREET BRANCH to be located at 120 Church Street – Natchitoches, Natchitoches Parish, LA, 71457, and
EAST NATCHITOCHES BRANCH to be located at 104 Highway 1 South – Natchitoches, Natchitoches Parish, LA, 71457.

Effective September 16, 2000
Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, opened its CIVIC CENTER BRANCH located at 8216 West Judge Perez Drive, Chalmette, St. Bernard Parish, LA, 70043.

Filed September 19, 2000; Bates #132004
WAL*MART BRANCH #309 proposed by Gulf Coast Bank, Abbeville, Vermilion Parish, LA, to be located at 3005 Charity Street within Wal*Mart Supercenter Store #309, Abbeville, Vermilion Parish, LA, 70510.

Filed September 19, 2000; Bates #132005
WAL*MART BRANCH #531 proposed by Gulf Coast Bank, Abbeville, Vermilion Parish, LA, to be located at 3142 Ambassador Caffery Parkway within Wal*Mart Supercenter Store #531, Lafayette, Lafayette Parish, LA, 70506.

Effective September 20, 2000
Gulf Coast Bank, Abbeville, Vermilion Parish, LA, opened its WEST PINHOOK BRANCH located at 2428 West Pinhook Road within Wal*Mart Supercenter Store #2938, Lafayette, Lafayette Parish, LA, 70508.

Filed September 20, 2000; Bates #132246
CSB WAL*MART #1204 BRANCH and DRIVE-UP ATM proposed by Cameron State Bank, Lake Charles, Calcasieu Parish, LA, to be located at the Corner of Interstate 210 and Nelson Road within Wal*Mart Store #1204, Lake Charles, Calcasieu Parish, LA, 70605.

Effective September 27, 2000
United Community Bank, Gonzales, Ascension Parish, LA, opened its WAL*MART IN-STORE BRANCH and DRIVE-UP ATM located at 308 North Airline Highway, Gonzales, Ascension Parish, LA, 70737.

Filed September 26, 2000; Bates #132544
MINDEN BRANCH #2 proposed by Gibsland Bank & Trust Company, Gibsland, Bienville Parish, LA, to be located on U.S. Highway 79 at 1374 Homer Road, Minden, Webster Parish, LA, 71055.


ELECTRONIC FINANCIAL TERMINALS [EFTs]

Effective July 19, 1999
IBERIABANK, New Iberia, Iberia Parish, LA, ceased operation of its AI-24 #1″ machine located at 600 North Lewis Street within Columbia/Dauterive Hospital, New Iberia, Iberia Parish, LA, 70560.

Effective July 5, 2000
Iberville Trust & Savings Bank, Plaquemine, Iberville Parish, LA, activated its “MONEY MAKER” machine located at 3386 Nicholson Drive within Northgate Market Place, Baton Rouge, East Baton Rouge Parish, LA, 70802.

Effective July 21, 2000
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, activated its “HANDY 24” machine located at 15389 Highway 22, Ponchatoula, Tangipahoa Parish, LA, 70454.

Effective December 15, 1999, at 5:00 p.m.
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, activated its “HANDY 24” machine located at 2300 South Range Avenue, Denham Springs, Livingston Parish, LA, 70726.

Effective January 6, 2000
St. Martin Bank & Trust Company, St. Martinville, St. Martin Parish, LA, activated its “SMB 24” machine located at 5101 Deacon Road within the Cornerstop Chevron, Youngsville, Lafayette Parish, LA, 70592.

Effective January 25, 2000
Gulf Coast Bank and Trust Company, New Orleans, Orleans Parish, LA, activated AGULF 24@ machines at the following locations:
315 East Judge Perez Drive (AJubilee ATM@), Chalmette, St. Bernard Parish, LA, 70043, and
9001 Patricia Street (AChalmette Medical ATM@), Chalmette, St. Bernard Parish, LA, 70043.

Effective February 21, 2000
The Peoples State Bank, Many, Sabine Parish, LA, relocated its “PSB-24” machine from 11858 Texas Highway within a video poker lounge at Toledo Town, Inc., to 11904 Texas Highway, both locations within Many, Sabine Parish, LA, 71449.

Effective March 29, 2000
Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, activated “HANDY 24” machines located at the following locations:
101 Brownswitch Road, Slidell, St. Tammany Parish, LA, 70458;
69290 Highway 21, Covington, St. Tammany Parish, LA, 70433, and
4115 Highway 59, Mandeville, St. Tammany Parish, LA, 70488.

Effective April 4, 2000
Clinton Bank & Trust Co., Clinton, East Feliciana Parish, LA, activated its “CIRCLE A CASH CENTER” machine located at 9737 Plank Road within Chevron Food Mart, Clinton, East Feliciana Parish, LA, 70722.

Effective May 12, 2000
Progressive Bank, Winnsboro, Franklin Parish, LA, activated APB 24@ machines at the following locations:
915 Highway 165 North, Monroe, Ouachita Parish, LA 71203;
591 Highway 139, Monroe, Ouachita Parish, LA 71203;
5600 DeSiard Street, Monroe, Ouachita Parish, LA 71203;
899 Sterlington Road, Monroe, Ouachita Parish, LA 71203;
2300 Louisville Avenue, Monroe, Ouachita Parish, LA 71201;
1115 Garrett Road, Monroe, Ouachita Parish, LA 71203;
2005 Highway 165 South, Monroe, Ouachita Parish, LA 71202;
407 Thomas Road, West Monroe, Ouachita Parish, LA 71291;
1518 Cypress Street, West Monroe, Ouachita Parish, LA 71291;
I-20 and Highway 137, Rayville, Richland Parish, LA 71269; and
Highway 15 and Main Street, Mangham, Richland Parish, LA 71259.
(all located within U-Pak-It Convenience Stores)

Filed/Approved September 14, 2000; Bates #132077
“COMMERCE EXPRESS 24” machine proposed by Bank of Commerce & Trust Company, Crowley, Acadia Parish, LA, to be located at 3001 Daulat Drive within Super 8 Motel, Duson, Acadia Parish, LA, 70529.

Effective September 18, 2000
Bank of Erath, Erath, Vermilion Parish, LA, ceased operation of its “BESS” machine located at 13711 Louisiana Highway 89 within the Delcambre Fuel Depot/Chevron Station, Delcambre, Vermilion Parish, LA, 70528.

Withdrawn September 28, 2000
“HANDY 24″machine proposed by Hancock Bank of Louisiana, Baton Rouge, East Baton Rouge Parish, LA, to be located at 71011 Highway 59, Abita Springs, St. Tammany Parish, LA, 70420.

Filed/Approved September 29, 2000; Bates #132638
“CFB 24-HOUR ATM” machine proposed by Community First Bank, New Iberia, Iberia Parish, LA, to be located at 1512-A Weeks Island Road within Penny Wise #5 Convenience Store, New Iberia, Iberia Parish, LA 70560.


CHANGES OF LOCATION/CONSOLIDATIONS

Effective February 2, 2000
IBERIABANK, New Iberia, Iberia Parish, LA, changed the location of its BROOKSHIRE=S – STERLINGTON BRANCH from 2348 Sterlington Road to 4070 Sterlington Road (a distance of two miles), both locations within Monroe, Ouachita Parish, LA, 71203.

Effective July 13, 2000
Citizens Savings Bank [a mutual savings bank], Bogalusa, Washington Parish, LA, changed the location of its ANGIE BRANCH from 30304 Highway 21 North to 30271 Railroad Street (a distance of 150 feet), both locations within Angie, Washington Parish, LA, 70426.

Approved September 1, 2000
LBA Savings Bank [a stock savings bank], Lafayette, Lafayette Parish, LA, proposes to change the location of its MAIN OFFICE from 101 West Vermilion Street to 200 West Congress Street (a distance of .13 miles), both locations within Lafayette, Lafayette Parish, LA, 70501.

Approved September 18, 2000
M C Bank & Trust Company, Morgan City, St. Mary Parish, LA, proposes to change the location of its AMELIA BRANCH from 10601 Highway 182 to 10517 Highway 182 (a distance of 2 block), both locations within Amelia, St. Mary Parish, LA, 70340.


LOAN or TRUST PRODUCTION OFFICES

Effective December 31, 1999
Tri-Parish Bank, Eunice, St. Landry Parish, LA, closed its TRI-PARISH BANK LOAN PRODUCTION OFFICE located at 109 North Main Street, Suite 310, Opelousas, St. Landry Parish, LA, 70570.


SUBSIDIARIES

Filed September 25, 2000; Bates #132397
SOUTH LOUISIANA FINANCIAL SERVICES, L.L.C., proposed by South Louisiana Bank, Houma, Terrebonne Parish, LA, to be located at 1362 West Tunnel Boulevard, Houma, Terrebonne Parish, LA, 70764.


Any questions should be directed to (225) 925-4661.